CZFS
CITIZENS FINANCIAL SERVICES INC
+0.81 (+0.99%)82.14USD14.5K成交股數395M市值9.6本益比(近四季)40.1股價營收比+3.2%營收年增(近四季)2026-10-29下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 2.4M+3% | 2.3M-4% | 2.3M-8% | 2.8M+16% | 2.4M-2% | 2.4M+7% | 2.5M-3% | 2.4M+18% | 2.4M | 2.3M | 2.6M | 2.0M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 10.2M+20% | 10.4M+36% | 10.5M+39% | 10.0M+90% | 8.5M+20% | 7.6M+1% | 7.5M-0% | 5.3M-227% | 7.0M | 7.5M | 7.5M | −4.1M |
| 淨利率 | 417.0% | 444.0% | 455.0% | 361.1% | 357.5% | 312.5% | 300.2% | 220.7% | 291.1% | 332.0% | 290.6% | -203.7% |
| 稀釋 EPS | 2.12+20% | 2.16+36% | 2.18+39% | 2.09+90% | 1.76+19% | 1.59-5% | 1.57-1% | 1.10-210% | 1.48 | 1.68 | 1.59 | -1.00 |
| 稀釋股數 | 4.8M | 4.8M | 4.8M | 4.8M | 4.8M | 4.8M | 4.8M | 4.8M | 4.7M | 4.5M | 4.7M | 4.2M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 39.4M | 33.1M | 34.3M | 31.1M | 49.5M | 36.8M | 36.8M | 38.4M | 29.6M | 52.8M | 43.3M | 44.7M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 3.2B | 3.0B | 3.1B | 3.1B | 3.0B | 3.0B | 3.0B | 2.9B | 2.9B | 3.0B | 3.0B | 2.9B |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 2.8B | 2.7B | 2.7B | 2.7B | 2.7B | 2.7B | 2.7B | 2.7B | 2.6B | 2.7B | 2.7B | 2.6B |
| 股東權益 | 353M | 344M | 338M | 328M | 314M | 308M | 299M | 286M | 283M | 280M | 263M | 263M |
| 負債比 | 88.9% | 88.6% | 89.0% | 89.3% | 89.4% | 89.8% | 90.1% | 90.3% | 90.3% | 90.6% | 91.1% | 90.9% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 18.0M+65% | – | – | – | 10.9M | – | – | 13.5M | – | – | – |
| 資本支出 | – | 125K | – | – | – | 585K | – | – | 99K | – | – | – |
| 自由現金流 | – | 17.9M+73% | – | – | – | 10.4M | – | – | 13.4M | – | – | – |
| 折舊攤銷 | – | 470K | – | – | – | 449K | – | – | 499K | – | – | – |
| 買回庫藏股 | – | 158K | – | – | – | 57K | – | – | 45K | – | – | – |
| 現金股利 | – | 2.4M | – | – | – | 2.4M | – | – | 2.3M | – | – | – |
| 自由現金流率 | – | 765.6% | – | – | – | 424.8% | – | – | 553.5% | – | – | – |
營收拆解 2020 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2020 年度 · 4.4M
| Brokerage And Insurance | 1.3M | 29.7% | +13.7% |
|---|---|---|---|
| Overdraft Fees | 1.2M | 26.8% | -23.8% |
| Trust Fees | 803K | 18.4% | +7.1% |
| Financial Service Other | 339K | 7.8% | -2.6% |
| Automated Teller Machine Income | 323K | 7.4% | -17.6% |
| Service Charges On Deposit Accounts Other | 233K | 5.3% | -10.0% |
| Statement Fees | 207K | 4.7% | +0.5% |
| 服務 小計 | 4.2M | 96.5% | -9.9% |
| Service Charges On Deposit Accounts 小計 | 4.2M | 96.5% | -9.9% |
| Interchange Revenue 小計 | 2.3M | 52.3% | -0.3% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 9.9M | +2.8% | 36.6M | 370.1% | 7.62 | 35.2M |
| FY2024 | 9.6M | +7.1% | 27.8M | 289.5% | 5.79 | 31.9M |
| FY2023 | 9.0M | +4.5% | 17.8M | 198.5% | 3.98 | 23.9M |
| FY2022 | 8.6M | +11.0% | 29.1M | 338.4% | 7.17 | 31.6M |
| FY2021 | 7.7M | +16.2% | 29.1M | 376.3% | 7.24 | 37.6M |
| FY2020 | 6.7M | -3.8% | 25.1M | 376.9% | 6.46 | 10.9M |
| FY2019 | 6.9M | +6.4% | 19.5M | 281.4% | 5.41 | 21.3M |
| FY2018 | 6.5M | – | 18.0M | 276.9% | 5.04 | 21.0M |