CHMG
CHEMUNG FINANCIAL CORP
-0.23 (-0.28%)83.32USD25.1K成交股數402M市值12.0本益比(近四季)3.3股價營收比+208.6%營收年增(近四季)2026-10-21下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 31.2M+209% | 29.9M+16% | 30.5M+26% | 28.8M+23% | 10.1M-57% | 25.7M+8% | 24.3M-6% | 23.4M-3% | 23.7M | 23.8M | 25.8M | 24.0M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 8.8M-237% | 9.2M+53% | 7.7M+35% | 7.8M+56% | −6.5M-192% | 6.0M+58% | 5.7M-25% | 5.0M-21% | 7.1M | 3.8M | 7.6M | 6.3M |
| 淨利率 | 28.3% | 30.8% | 25.4% | 27.1% | -63.9% | 23.4% | 23.5% | 21.3% | 29.7% | 16.0% | 29.6% | 26.1% |
| 稀釋 EPS | 1.82-235% | 1.91+52% | 1.61+35% | 1.62+54% | -1.35-191% | 1.26+57% | 1.19-26% | 1.05-21% | 1.48 | 0.80 | 1.61 | 1.33 |
| 稀釋股數 | 4.8M | 4.8M | 4.8M | 4.8M | 4.8M | 4.8M | 4.8M | 4.8M | 4.8M | 4.7M | 4.7M | 4.7M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 73.1M | 53.4M | 50.1M | 108M | 320M | 53.4M | 80.4M | 70.2M | 94.9M | 36.8M | 75.6M | 54.2M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 2.8B | 2.7B | 2.7B | 2.7B | 2.9B | 2.8B | 2.8B | 2.8B | 2.8B | 2.7B | 2.7B | 2.7B |
| 有息負債 | – | – | – | – | 99.1M | – | – | – | – | – | – | – |
| 總負債 | 2.5B | 2.5B | 2.5B | 2.5B | 2.6B | 2.6B | 2.6B | 2.6B | 2.6B | 2.5B | 2.5B | 2.5B |
| 股東權益 | 270M | 263M | 255M | 245M | 235M | 228M | 221M | 201M | 197M | 195M | 170M | 177M |
| 負債比 | 90.4% | 90.4% | 90.6% | 90.9% | 91.8% | 91.8% | 92.0% | 92.7% | 92.9% | 92.8% | 93.7% | 93.4% |
| 淨現金(現金 − 有息負債) | – | – | – | – | 221M | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 9.0M+26% | – | – | – | 7.2M | – | – | 7.9M | – | – | – |
| 資本支出 | – | 133K | – | – | – | 328K | – | – | 81K | – | – | – |
| 自由現金流 | – | 8.9M+30% | – | – | – | 6.9M | – | – | 7.9M | – | – | – |
| 折舊攤銷 | – | – | – | – | – | – | – | – | – | – | – | – |
| 買回庫藏股 | – | 173K | – | – | – | 85K | – | – | 82K | – | – | – |
| 現金股利 | – | 1.6M | – | – | – | 1.5M | – | – | 1.5M | – | – | – |
| 自由現金流率 | – | 29.8% | – | – | – | 26.7% | – | – | 33.1% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 33.8M
| Wealth Management Group Services | 11.9M | 35.3% | +3.2% |
|---|---|---|---|
| WMG Fee Income | 11.9M | 35.3% | +3.2% |
| Interchange Revenue | 4.3M | 12.7% | -2.8% |
| Overdraft Fees | 2.9M | 8.5% | -4.5% |
| Service Chargeon Deposits Other | 1.6M | 4.6% | +49.8% |
| Investment Brokerage | 1.2M | 3.5% | +11.6% |
| Service Chargeon Deposits 小計 | 4.4M | 13.1% | +9.5% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 95.1M | -2.2% | 15.1M | 15.9% | 3.14 | 43.8M |
| FY2024 | 97.3M | -1.7% | 23.7M | 24.3% | 4.96 | 26.2M |
| FY2023 | 99.0M | +3.5% | 25.0M | 25.3% | 5.28 | 30.4M |
| FY2022 | 95.6M | +6.9% | 28.8M | 30.1% | 6.13 | 34.6M |
| FY2021 | 89.5M | +6.4% | 26.4M | 29.5% | 5.64 | 35.1M |
| FY2020 | 84.0M | +4.2% | 19.3M | 22.9% | 4.01 | 27.8M |
| FY2019 | 80.7M | -3.4% | 15.6M | 19.3% | 3.21 | 25.5M |
| FY2018 | 83.6M | – | 19.6M | 23.5% | 4.06 | 26.0M |