CFR
CULLEN/FROST BANKERS, INC.
+0.63 (+0.40%)160.08USD106K成交股數9.9B市值15.1本益比(近四季)76.5股價營收比+17.2%營收年增(近四季)2026-10-29下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 34.2M+17% | 32.2M+12% | 32.4M+18% | 31.4M+20% | 29.2M+18% | 28.6M+17% | 27.4M+16% | 26.1M+11% | 24.8M | 24.5M | 23.6M | 23.5M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 172M+10% | 171M+13% | 166M+13% | 174M+20% | 157M+16% | 151M+47% | 147M-6% | 145M-10% | 136M | 103M | 156M | 162M |
| 淨利率 | 503.4% | 531.7% | 513.8% | 554.6% | 538.6% | 527.3% | 534.4% | 557.2% | 547.2% | 418.0% | 659.5% | 690.2% |
| 稀釋 EPS | 2.70+13% | 2.65+15% | 2.56+14% | 2.67+21% | 2.39+16% | 2.30+48% | 2.24-6% | 2.21-11% | 2.06 | 1.55 | 2.38 | 2.47 |
| 稀釋股數 | 62.5M | 63.1M | 64.1M | 64.1M | 64.4M | 64.3M | 64.1M | 64.3M | 64.4M | 64.4M | 64.2M | 64.4M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 6.5B | 7.1B | 8.9B | 7.9B | 7.1B | 7.9B | 9.2B | 7.1B | 8.5B | 8.7B | 7.6B | 7.1B |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 53.9B | 52.7B | 53.0B | 52.5B | 51.4B | 52.0B | 51.0B | 48.8B | 49.5B | 50.8B | 48.7B | 48.6B |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 49.3B | 48.2B | 48.5B | 48.1B | 47.2B | 47.9B | 46.9B | 45.2B | 45.9B | 47.1B | 45.7B | 45.2B |
| 股東權益 | 4.6B | 4.5B | 4.6B | 4.5B | 4.2B | 4.1B | 4.1B | 3.7B | 3.6B | 3.7B | 3.0B | 3.4B |
| 負債比 | 91.4% | 91.4% | 91.4% | 91.5% | 91.8% | 92.1% | 91.9% | 92.5% | 92.7% | 92.7% | 93.8% | 93.0% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 237M-180% | – | – | – | −296M | – | – | 488M | – | – | – |
| 資本支出 | – | 38.6M | – | – | – | 41.0M | – | – | 38.2M | – | – | – |
| 自由現金流 | – | 199M-159% | – | – | – | −337M | – | – | 450M | – | – | – |
| 折舊攤銷 | – | 22.2M | – | – | – | 21.9M | – | – | 20.2M | – | – | – |
| 買回庫藏股 | – | 72.3M | – | – | – | 2.6M | – | – | 2.1M | – | – | – |
| 現金股利 | – | 64.0M | – | – | – | 61.7M | – | – | 59.8M | – | – | – |
| 自由現金流率 | – | 618.0% | – | – | – | -1,177.7% | – | – | 1,815.9% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
業務分部2025 年度 · 122M
| Bank | 122M | 100.0% | +14.4% |
|---|---|---|---|
| Frost Wealth Advisors | 14K | 0.0% | +7.7% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 122M | +14.4% | 649M | 533.5% | 9.92 | 127M |
| FY2024 | 106M | +13.6% | 583M | 548.4% | 8.87 | 862M |
| FY2023 | 93.5M | +1.8% | 598M | 639.5% | 9.10 | 320M |
| FY2022 | 91.9M | +10.3% | 579M | 630.3% | 8.81 | 620M |
| FY2021 | 83.3M | +3.0% | 443M | 532.0% | 6.76 | 582M |
| FY2020 | 80.9M | -9.1% | 331M | 409.5% | 5.10 | 429M |
| FY2019 | 89.0M | +4.5% | 444M | 498.5% | 6.84 | 427M |
| FY2018 | 85.2M | – | 455M | 534.0% | 6.90 | 483M |