2886
兆豐金
-0.90 (-1.74%)50.9026,172成交張數20.16本益比1.91股價淨值比3.38%殖利率2026-09-16資料日期
綜合損益表公開資訊觀測站申報原值 · 年度(第 4 季累計) · 每一格 = 該科目 ÷ 營業收入 · 未來期間為分析師共識預估(2026-09-09)
營業收入2025
毛利率2025–最新一期
營業利益率2025–最新一期
每股盈餘20252.36年增 +0.4%
| 會計項目 | 走勢 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 預估 10 家 | 2027 預估 10 家 | 2028 預估 3 家 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 利息收入 | 98.3% | 95.7% | 111.0% | 109.8% | 81.8% | 71.1% | 124.8% | 152.0% | 155.9% | 150.9% | – | – | – | |
| 利息費用 | 29.8% | 35.6% | 49.2% | 56.1% | 29.9% | 17.1% | 57.5% | 105.4% | 111.8% | 105.1% | – | – | – | |
| 利息淨收益 | 68.5% | 60.1% | 61.8% | 53.7% | 51.9% | 53.9% | 67.2% | 46.6% | 44.1% | 45.8% | – | – | – | |
| 手續費及佣金淨收益 | 18.6% | 15.8% | 15.7% | 14.2% | 16.2% | 20.0% | 18.4% | 14.7% | 17.2% | 17.0% | – | – | – | |
| 保險業務淨收益 | 3.1% | 3.0% | 2.9% | 2.6% | 3.4% | 3.7% | -10.4% | -0.8% | 3.6% | 4.2% | – | – | – | |
| 透過損益按公允價值衡量之金融資產及負債損益 | 8.3% | 12.7% | 10.2% | 18.4% | 14.8% | 13.0% | 10.9% | 31.1% | 25.3% | 23.7% | – | – | – | |
| 投資性不動產損益 | 0.0% | 0.0% | 0.0% | 0.1% | 0.6% | 0.0% | 0.0% | 0.0% | 0.0% | 0.1% | – | – | – | |
| 透過其他綜合損益按公允價值衡量之金融資產已實現損益 | – | – | 2.5% | 5.3% | 9.2% | 4.9% | 6.4% | 3.5% | 4.0% | 4.1% | – | – | – | |
| 除列按攤銷後成本衡量之金融資產損益 | – | – | 0.0% | -0.0% | -0.3% | -0.1% | -0.1% | 0.0% | 0.2% | -0.2% | – | – | – | |
| 兌換損益 | 3.8% | 2.9% | 4.3% | 3.3% | 2.3% | 2.4% | 5.0% | 3.3% | 3.9% | 3.4% | – | – | – | |
| 資產減損（損失）迴轉利益 | -0.7% | -0.3% | -0.0% | -0.0% | -0.1% | 0.0% | 0.2% | -0.1% | 0.0% | 0.0% | – | – | – | |
| 採用權益法認列關聯企業及合資損益之份額 | 0.4% | 0.4% | 0.3% | 0.2% | -0.0% | 0.2% | -0.2% | -0.1% | 0.1% | -0.1% | – | – | – | |
| 採用覆蓋法重分類之損益 | – | – | 0.2% | -0.2% | 0.1% | -0.1% | 0.0% | 0.0% | 0.0% | -0.0% | – | – | – | |
| 其他利息以外淨損益 | -5.6% | 2.2% | 2.0% | 2.4% | 2.0% | 1.9% | 2.4% | 1.7% | 1.6% | 2.0% | – | – | – | |
| 利息以外淨收益 | 31.5% | 39.9% | 38.2% | 46.3% | 48.1% | 46.1% | 32.8% | 53.4% | 55.9% | 54.2% | – | – | – | |
| 淨收益 | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | – | – | – | |
| 呆帳費用、承諾及保證責任準備提存 | – | – | 3.2% | 1.1% | 3.5% | 3.2% | 5.1% | 11.8% | 9.2% | 6.4% | – | – | – | |
| 保險負債準備淨變動 | 0.2% | -0.3% | -0.1% | 0.1% | 0.4% | 0.1% | 4.2% | -3.0% | 0.5% | 0.4% | – | – | – | |
| 員工福利費用 | 27.2% | 28.4% | 29.4% | 29.9% | 32.5% | 33.4% | 34.9% | 28.2% | 27.9% | 28.9% | – | – | – | |
| 折舊及攤銷費用 | 1.3% | 1.3% | 1.4% | 2.2% | 2.5% | 2.6% | 4.0% | 3.1% | 3.0% | 3.2% | – | – | – | |
| 其他業務及管理費用 | 14.1% | 14.2% | 15.7% | 15.2% | 12.9% | 13.1% | 14.0% | 12.0% | 12.5% | 13.0% | – | – | – | |
| 營業費用 | 42.5% | 43.9% | 46.4% | 47.3% | 47.9% | 49.2% | 52.9% | 43.3% | 43.4% | 45.0% | – | – | – | |
| 繼續營業單位稅前損益 | 50.7% | 49.1% | 50.4% | 51.6% | 48.2% | 47.6% | 37.7% | 47.9% | 46.8% | 48.2% | – | – | – | |
| 所得稅費用（利益） | – | – | 4.8% | 7.2% | 7.1% | 4.9% | 5.0% | 4.9% | 5.2% | 5.5% | – | – | – | |
| 繼續營業單位本期淨利（淨損） | 40.8% | 43.1% | 45.6% | 44.4% | 41.1% | 42.7% | 32.7% | 43.0% | 41.6% | 42.7% | – | – | – | |
| 本期稅後淨利（淨損） | 40.8% | 43.1% | 45.6% | 44.4% | 41.1% | 42.7% | 32.7% | 43.0% | 41.6% | 42.7% | – | – | – | |
| 確定福利計畫之再衡量數 | -1.0% | -3.1% | -1.4% | -1.4% | -1.1% | 1.2% | 3.6% | -1.6% | 1.0% | 0.3% | – | – | – | |
| 透過其他綜合損益按公允價值衡量之權益工具評價損益 | – | – | 0.8% | 2.9% | 1.0% | 5.4% | -11.0% | 17.8% | 5.8% | 7.7% | – | – | – | |
| 採用權益法認列之關聯企業及合資其他綜合損益之份額－不重分類至損益之項目 | – | – | -0.0% | 0.0% | 0.0% | 0.0% | -0.0% | 0.0% | 0.0% | 0.0% | – | – | – | |
| 與不重分類之項目相關之所得稅 | 0.2% | 0.5% | -0.6% | -0.3% | -0.2% | 0.2% | 0.7% | -0.3% | 0.2% | 0.1% | – | – | – | |
| 不重分類至損益之項目（稅後） | – | – | – | 1.8% | 0.2% | 6.4% | -8.1% | 16.5% | 6.6% | 8.0% | – | – | – | |
| 國外營運機構財務報表換算之兌換差額 | -2.3% | -3.2% | 1.9% | -1.2% | -2.8% | -1.9% | 5.2% | 0.2% | 2.3% | -0.1% | – | – | – | |
| 透過其他綜合損益按公允價值衡量之債務工具損益 | – | – | – | 6.1% | 4.2% | -9.1% | -48.2% | 7.1% | -3.0% | 13.2% | – | – | – | |
| 透過其他綜合損益按公允價值衡量之債務工具評價損益 | – | – | – | 6.1% | 4.0% | -9.1% | -48.1% | 7.0% | -3.0% | 13.2% | – | – | – | |
| 透過其他綜合損益按公允價值衡量之債務工具減損損失及（迴轉利益） | – | – | – | 0.0% | 0.2% | -0.0% | -0.2% | 0.1% | -0.0% | -0.0% | – | – | – | |
| 採用權益法認列之關聯企業及合資其他綜合損益之份額－可能重分類至損益之項目 | -0.1% | 0.0% | -0.1% | 0.0% | 0.1% | -0.0% | -0.3% | 0.4% | -0.3% | 0.2% | – | – | – | |
| 採用覆蓋法重分類之其他綜合損益 | – | – | -0.2% | 0.2% | -0.1% | 0.1% | -0.0% | -0.0% | -0.0% | 0.0% | – | – | – | |
| 與可能重分類之項目相關之所得稅 | – | – | -0.5% | 0.8% | 0.6% | -0.6% | -1.7% | 0.5% | -0.0% | 0.5% | – | – | – | |
| 後續可能重分類至損益之項目（稅後） | – | – | – | 4.3% | 0.9% | -10.5% | -41.6% | 7.2% | -1.1% | 12.8% | – | – | – | |
| 本期其他綜合損益（稅後淨額） | -6.3% | -0.6% | -0.7% | 6.1% | 1.0% | -4.0% | -49.7% | 23.7% | 5.5% | 20.7% | – | – | – | |
| 本期綜合損益總額 | 34.5% | 42.5% | 44.9% | 50.5% | 42.2% | 38.7% | -17.0% | 66.7% | 47.2% | 63.5% | – | – | – | |
| 母公司業主（淨利∕淨損） | 40.8% | 43.1% | 45.6% | 44.4% | 41.1% | 42.7% | 32.7% | 43.0% | 41.6% | 42.7% | – | – | – | |
| 母公司業主（綜合損益） | 34.5% | 42.5% | 45.0% | 50.5% | 42.2% | 38.7% | -17.0% | 66.7% | 47.2% | 63.5% | – | – | – | |
| 基本每股盈餘 | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | – | – | – | |
| 繼續營業單位稅後淨利（淨損） | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | – | – | – | |
| 稀釋每股盈餘 | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | – | – | – | |
| 非控制權益（淨利∕淨損） | -0.0% | -0.0% | -0.0% | -0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | – | – | – | – | |
| 非控制權益（綜合損益） | -0.0% | -0.0% | -0.0% | -0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | – | – | – | – | |
| 備供出售金融資產之已實現損益 | 3.6% | 3.2% | 0.0% | – | – | – | – | – | – | – | – | – | – | |
| 備供出售金融資產未實現評價損益 | -3.0% | 5.1% | 0.0% | – | – | – | – | – | – | – | – | – | – | |
| 持有至到期日金融資產之已實現損益 | -0.0% | 0.0% | – | – | – | – | – | – | – | – | – | – | – | |
| 呆帳費用及保證責任準備提存 | 6.6% | 7.3% | – | – | – | – | – | – | – | – | – | – | – | |
| 所得稅（費用）利益 | -9.9% | -6.0% | – | – | – | – | – | – | – | – | – | – | – |
金額為公司申報原值除以一千(百萬元,四捨五入),每股金額為元。年度為第 4 季的年初至今累計數。最右邊的預估欄是分析師共識預估(2026-09-09),營收、營業利益、母公司淨利、每股盈餘直接取共識平均,毛利由共識營收乘上共識毛利率推算,不是公司財測。走勢條是歷史各期的相對大小,藍為正、綠為負。年增以去年同期為基期,基期非正數或變動超過十倍時不列。 權益變動表在申報資料分頁。