WABC
WESTAMERICA BANCORPORATION
+0.95 (+1.59%)60.62USD89.4K成交股數1.4B市值13.3本益比(近四季)5.6股價營收比-2.8%營收年增(近四季)2026-10-15下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 62.8M-3% | 62.1M-7% | 63.3M-15% | 63.7M-14% | 64.6M-15% | 66.4M-17% | 74.1M-11% | 74.3M-8% | 75.8M | 80.4M | 83.0M | 80.6M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 27.4M-6% | 27.4M-12% | 27.8M-21% | 28.3M-20% | 29.1M-20% | 31.0M-21% | 35.1M-16% | 35.5M-12% | 36.4M | 39.5M | 41.6M | 40.2M |
| 淨利率 | 43.6% | 44.1% | 43.9% | 44.3% | 45.0% | 46.7% | 47.3% | 47.8% | 48.0% | 49.1% | 50.1% | 49.9% |
| 稀釋 EPS | 1.17+4% | 1.13-3% | 1.12-15% | 1.12-16% | 1.12-18% | 1.16-22% | 1.31-16% | 1.33-12% | 1.37 | 1.48 | 1.56 | 1.51 |
| 稀釋股數 | 23.3M | 24.3M | 25.7M | 25.3M | 25.9M | 26.6M | 26.7M | 26.7M | 26.7M | – | 26.6M | 26.6M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | – | – | – | – | – | – | – | – | – | – | – | – |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 5.8B | 5.9B | 6.0B | 5.9B | 5.8B | 6.0B | 6.2B | 6.3B | 6.5B | 6.4B | 6.6B | 6.6B |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 5.0B | 5.0B | 5.0B | 5.0B | 4.9B | 5.0B | 5.3B | 5.5B | 5.7B | 5.6B | 5.9B | 5.9B |
| 股東權益 | 853M | 883M | 934M | 932M | 922M | 923M | 909M | 816M | 792M | 773M | 648M | 652M |
| 負債比 | 85.3% | 84.9% | 84.3% | 84.2% | 84.2% | 84.5% | 85.2% | 87.1% | 87.8% | 87.9% | 90.1% | 90.1% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 39.7M-6% | – | – | – | 42.4M | – | – | 52.2M | – | – | – |
| 資本支出 | – | 1.0M | – | – | – | 199K | – | – | 122K | – | – | – |
| 自由現金流 | – | 38.7M-8% | – | – | – | 42.2M | – | – | 52.1M | – | – | – |
| 折舊攤銷 | – | 929K | – | – | – | 2.0M | – | – | 3.0M | – | – | – |
| 買回庫藏股 | – | 51.0M | – | – | – | 18.2M | – | – | 210K | – | – | – |
| 現金股利 | – | 11.3M | – | – | – | 11.8M | – | – | 11.7M | – | – | – |
| 自由現金流率 | – | 62.4% | – | – | – | 63.5% | – | – | 68.7% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 37.9M
| Deposit Account | 13.3M | 35.2% | -4.9% |
|---|---|---|---|
| Credit Card Merchant Discount | 11.0M | 28.9% | +5.0% |
| Debit Card | 6.3M | 16.7% | -7.4% |
| Fiduciary And Trust | 3.6M | 9.5% | +8.0% |
| ATM Processing Fees | 1.9M | 5.0% | -11.9% |
| Financial Service Other | 1.8M | 4.6% | -1.0% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 258M | -12.2% | 116M | 45.0% | 4.52 | 120M |
| FY2024 | 294M | -9.2% | 139M | 47.2% | 5.20 | 140M |
| FY2023 | 324M | +22.2% | 162M | 50.0% | 6.06 | 157M |
| FY2022 | 265M | +23.3% | 122M | 46.1% | 4.54 | 113M |
| FY2021 | 215M | +2.5% | 86.5M | 40.3% | 3.22 | 87.4M |
| FY2020 | 210M | +2.7% | 80.4M | 38.4% | 2.98 | 106M |
| FY2019 | 204M | +3.2% | 80.4M | 39.4% | 2.98 | 76.7M |
| FY2018 | 198M | – | 71.6M | 36.2% | 2.67 | 93.5M |