UMBF
UMB FINANCIAL CORP
-0.09 (-0.07%)134.11USD179K成交股數10.2B市值11.0本益比(近四季)3.5股價營收比+12.9%營收年增(近四季)2026-10-27下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 778M+38% | 739M+70% | 678M+67% | 689M+77% | 564M+41% | 434M+22% | 406M+12% | 390M+5% | 399M | 356M | 364M | 372M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 278M+241% | 261M+118% | 188M+72% | 217M+115% | 81.3M-26% | 120M+24% | 110M+22% | 101M+10% | 110M | 96.6M | 90.1M | 92.4M |
| 淨利率 | 35.7% | 35.4% | 27.8% | 31.5% | 14.4% | 27.6% | 27.0% | 26.0% | 27.7% | 27.2% | 24.8% | 24.9% |
| 稀釋 EPS | 3.56+194% | 3.35+37% | 2.36+6% | 2.82+36% | 1.21-46% | 2.44+23% | 2.23+21% | 2.07+9% | 2.25 | 1.98 | 1.85 | 1.90 |
| 稀釋股數 | 76.4M | 76.4M | 76.4M | 76.2M | 65.5M | 49.1M | 49.1M | 49.0M | 48.9M | 48.8M | 48.7M | 48.7M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 5.6B | 6.3B | 8.8B | 11.0B | 10.6B | 8.4B | 7.3B | 5.0B | 6.9B | 3.9B | 3.7B | 3.5B |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 72.3B | 72.7B | 71.9B | 71.8B | 69.3B | 50.4B | 47.5B | 44.5B | 45.3B | 41.5B | 41.2B | 40.6B |
| 有息負債 | 480M | 477M | 471M | 657M | 654M | 385M | 385M | 384M | 384M | 383M | 382M | 382M |
| 總負債 | 64.2B | 64.8B | 64.4B | 64.5B | 62.6B | 46.9B | 44.0B | 41.2B | 42.2B | 38.7B | 38.4B | 37.8B |
| 股東權益 | 8.0B | 7.8B | 7.4B | 7.3B | 6.7B | 3.5B | 3.5B | 3.2B | 3.2B | 2.8B | 2.8B | 2.8B |
| 負債比 | 88.9% | 89.2% | 89.6% | 89.8% | 90.3% | 93.1% | 92.6% | 92.7% | 93.0% | 93.2% | 93.1% | 93.1% |
| 淨現金(現金 − 有息負債) | 5.1B | 5.8B | 8.4B | 10.3B | 10.0B | 8.1B | 6.9B | 4.6B | 6.6B | 3.5B | 3.4B | 3.1B |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 361M | – | – | 363M+547% | – | – | – | 56.1M | – | – | 1.7M |
| 資本支出 | – | 4.5M | – | – | 8.8M | – | – | – | 2.4M | – | – | 9.4M |
| 自由現金流 | – | 357M | – | – | 354M+559% | – | – | – | 53.8M | – | – | −7.7M |
| 折舊攤銷 | – | 35.1M | – | – | 29.4M | – | – | – | 13.8M | – | – | 15.4M |
| 買回庫藏股 | – | 32.8M | – | – | 15.4M | – | – | – | 7.5M | – | – | 7.9M |
| 現金股利 | – | 39.6M | – | – | 30.1M | – | – | – | 19.0M | – | – | 18.4M |
| 自由現金流率 | – | 48.3% | – | – | 62.8% | – | – | – | 13.5% | – | – | -2.1% |
營收拆解 2019 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2019 年度 · 359M
| Fiduciary And Trust | 177M | 49.2% | +2.8% |
|---|---|---|---|
| Deposit Account | 82.7M | 23.0% | -1.8% |
| Credit Card | 66.7M | 18.6% | -2.6% |
| Brokerage Fees | 31.3M | 8.7% | +21.1% |
| Insurance Fees And Commissions | 1.6M | 0.5% | +26.5% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 2.7B | +62.8% | 702M | 26.5% | 9.29 | 978M |
| FY2024 | 1.6B | +11.4% | 441M | 27.1% | 8.99 | 205M |
| FY2023 | 1.5B | -0.4% | 350M | 23.9% | 7.18 | 450M |
| FY2022 | 1.5B | +14.4% | 432M | 29.4% | 8.86 | 718M |
| FY2021 | 1.3B | -0.7% | 353M | 27.5% | 7.24 | 500M |
| FY2020 | 1.3B | +17.6% | 287M | 22.2% | 5.93 | 313M |
| FY2019 | 1.1B | +8.5% | 244M | 22.2% | 4.96 | 268M |
| FY2018 | 1.0B | – | 196M | 19.3% | 3.93 | 238M |