UBSI
UNITED BANKSHARES INC/WV
+0.12 (+0.24%)47.44USD316K成交股數6.5B市值12.4本益比(近四季)4.8股價營收比+5.8%營收年增(近四季)2026-10-22下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 324M+6% | 317M+9% | 287M+24% | 323M+23% | 306M+20% | 290M+14% | 233M+1% | 262M+0% | 256M | 255M | 230M | 262M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 131M+9% | 124M+47% | 129M+36% | 131M+37% | 121M+25% | 84.3M-3% | 94.4M+19% | 95.3M-1% | 96.5M | 86.8M | 79.4M | 96.2M |
| 淨利率 | 40.6% | 39.2% | 44.8% | 40.4% | 39.5% | 29.1% | 40.6% | 36.3% | 37.7% | 34.1% | 34.6% | 36.7% |
| 稀釋 EPS | 0.95+12% | 0.89+51% | 0.91+32% | 0.92+31% | 0.85+20% | 0.59-8% | 0.69+17% | 0.70-1% | 0.71 | 0.64 | 0.59 | 0.71 |
| 稀釋股數 | 138M | 140M | 141M | 142M | 142M | 143M | 136M | 136M | 135M | 135M | 135K | 135K |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 2.1B | 2.3B | 2.5B | 2.5B | 2.3B | 2.6B | 2.3B | 1.9B | 1.9B | 1.7B | 1.6B | 1.2B |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 33.8B | 33.7B | 33.7B | 33.4B | 32.8B | 32.8B | 30.0B | 29.9B | 30.0B | 30.0B | 29.9B | 29.2B |
| 有息負債 | – | – | 532M | 250M | 250M | 250M | 540M | 260M | 1.2B | 1.5B | 1.8B | 1.1B |
| 總負債 | 28.2B | 28.2B | 28.2B | 28.0B | 27.4B | 27.5B | 25.0B | 24.9B | 25.1B | 25.2B | 25.2B | 24.6B |
| 股東權益 | 5.5B | 5.5B | 5.5B | 5.4B | 5.4B | 5.3B | 5.0B | 5.0B | 4.9B | 4.8B | 4.8B | 4.6B |
| 負債比 | 83.7% | 83.7% | 83.7% | 83.7% | 83.6% | 83.8% | 83.4% | 83.4% | 83.8% | 84.0% | 84.1% | 84.1% |
| 淨現金(現金 − 有息負債) | – | – | 2.0B | 2.3B | 2.1B | 2.4B | 1.8B | 1.6B | 649M | 272M | −190M | 73.5M |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 161M+34% | – | – | – | 120M-4% | – | – | – | 124M | – | – |
| 資本支出 | – | 4.8M | – | – | – | 3.9M | – | – | – | 4.8M | – | – |
| 自由現金流 | – | 156M+34% | – | – | – | 116M-3% | – | – | – | 120M | – | – |
| 折舊攤銷 | – | – | – | – | – | – | – | – | – | – | – | – |
| 買回庫藏股 | – | 70.3M | – | – | – | 20.3M | – | – | – | 1.0M | – | – |
| 現金股利 | – | 53.4M | – | – | – | 50.5M | – | – | – | 50.1M | – | – |
| 自由現金流率 | – | 49.3% | – | – | – | 40.1% | – | – | – | 47.0% | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 104M
| Deposit Account | 39.0M | 37.6% | +4.9% |
|---|---|---|---|
| Fiduciary And Trust | 22.7M | 21.9% | +12.1% |
| Service Other | 19.8M | 19.1% | +1.6% |
| Mortgage Banking | 9.6M | 9.2% | -40.4% |
| Credit Card | 7.9M | 7.6% | +12.1% |
| Financial Service Other | 4.6M | 4.5% | +32.8% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 1.2B | +19.6% | 465M | 37.5% | 3.27 | 481M |
| FY2024 | 1.0B | -1.9% | 373M | 36.0% | 2.75 | 433M |
| FY2023 | 1.1B | +238.2% | 366M | 34.7% | 2.71 | 424M |
| FY2022 | 312M | -5.7% | 380M | 121.7% | 2.80 | 744M |
| FY2021 | 331M | +25.7% | 368M | 111.1% | 2.83 | 594M |
| FY2020 | 263M | -4.8% | 289M | 109.8% | 2.40 | 121M |
| FY2019 | 277M | +15.4% | 260M | 94.0% | 2.55 | 141M |
| FY2018 | 240M | – | 256M | 106.9% | 2.45 | 288M |