TWFG
TWFG, Inc.
+0.25 (+0.91%)27.30USD18.6K成交股數357M市值44.8本益比(近四季)1.2股價營收比+45.1%營收年增(近四季)2026-11-11下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 87.5M+63% | 72.8M | 64.1M+21% | 60.3M+14% | 53.8M+17% | – | 52.9M+11% | 53.0M+17% | 46.1M | – | 47.7M | 45.4M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | 17.6M+207% | 12.4M | 9.0M+51% | 7.4M-2% | 5.7M-22% | – | 6.0M-24% | 7.5M+4% | 7.3M | – | 7.9M | 7.2M |
| 營業利益率 | 20.1% | 17.0% | 14.1% | 12.2% | 10.6% | – | 11.3% | 14.2% | 15.8% | – | 16.6% | 16.0% |
| 稅後淨利 | 2.4M+77% | 1.8M-78% | 1.7M+49% | 2.0M | 1.3M | 8.2M-139% | 1.2M-85% | 0.00-100% | 0.00 | −20.9M | 7.6M | 7.1M |
| 淨利率 | 2.7% | 2.4% | 2.7% | 3.2% | 2.5% | – | 2.2% | 0.0% | 0.0% | – | 15.9% | 15.6% |
| 稀釋 EPS | 0.18+100% | 0.12 | 0.11+38% | 0.13-99% | 0.09 | – | 0.08 | 10.49-6% | – | – | – | 11.19 |
| 稀釋股數 | 13.1M | 14.9M | 15.1M | 56.3M | 15.1M | – | 14.9M | 659K | – | – | – | 632K |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 73.7M | 125M | 151M | 160M | 196M | 196M | 191M | 25.8M | – | 39.3M | 33.6M | 29.4M |
| 應收帳款 | 14.2M | 8.1M | 8.2M | 9.4M | 8.1M | 7.8M | 8.8M | 9.6M | – | 6.0M | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 358M | 371M | 349M | 343M | 331M | 323M | 313M | 157M | – | 115M | – | – |
| 有息負債 | 1.0M | 1.5M | 3.2M | 3.9M | 4.5M | 4.0M | 5.4M | 47.0M | – | 48.0M | – | – |
| 總負債 | 71.3M | 64.7M | 53.4M | 53.9M | 50.5M | 48.1M | 45.0M | 89.7M | – | 84.4M | – | – |
| 股東權益 | 46.2M | 69.2M | 79.4M | 78.7M | 75.2M | 73.9M | 71.1M | – | – | 31.1M | – | – |
| 負債比 | 19.9% | 17.4% | 15.3% | 15.7% | 15.3% | 14.9% | 14.4% | 57.1% | – | 73.1% | – | – |
| 淨現金(現金 − 有息負債) | 72.7M | 123M | 148M | 156M | 192M | 192M | 186M | −21.3M | – | −8.7M | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 22.7M | – | – | 15.6M+60% | – | – | – | 9.8M | – | – | – |
| 資本支出 | – | 292K | – | – | 15K | – | – | – | 8K | – | – | – |
| 自由現金流 | – | 22.4M | – | – | 15.6M+60% | – | – | – | 9.7M | – | – | – |
| 折舊攤銷 | 7.1M | 6.2M | 5.3M | 3.9M | 3.4M | – | 3.0M | 3.0M | 3.0M | – | 1.1M | 1.1M |
| 買回庫藏股 | – | 16.6M | – | – | 0.00 | – | – | – | – | – | – | – |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | 30.8% | – | – | 29.0% | – | – | – | 21.1% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
業務分部2025 年度 · 249M
| Reportable | 249M | 100.0% | +22.0% |
|---|
產品／服務2025 年度 · 455M
| Commission Income | 221M | 48.6% | +20.6% |
|---|---|---|---|
| Agency | 153M | 33.6% | +13.1% |
| Corporate Branches | 43.2M | 9.5% | +29.6% |
| Contingent Income | 13.1M | 2.9% | +50.3% |
| Fee Income | 13.0M | 2.9% | +23.0% |
| Branch Fees | 5.3M | 1.2% | +11.4% |
| License | 2.7M | 0.6% | +43.5% |
| Service Other | 1.7M | 0.4% | +11.9% |
| Product And Service Other | 1.4M | 0.3% | +9.3% |
| TPA Fees | 605K | 0.1% | +53.9% |
| TWFGMGA 小計 | 50.8M | 11.2% | +50.5% |
| Policy Fees 小計 | 4.4M | 1.0% | +24.1% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 249M | +22.0% | 41.2M | 16.6% | 0.53 | 53.1M |
| FY2024 | 204M | +18.4% | 2.7M | 1.3% | 0.19 | 37.3M |
| FY2023 | 172M | +11.8% | 0.00 | 0.0% | – | 29.9M |
| FY2022 | 154M | – | 0.00 | 0.0% | – | 25.6M |