SOFI
SoFi SoFi Technologies, Inc.
+0.04 (+0.24%)16.88USD22.3M成交股數21.8B市值34.5本益比(近四季)35.7股價營收比+1.1%營收年增(近四季)2026-10-27下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 154M+1% | 130M-8% | 170M+30% | 157M+30% | 152M+31% | 140M+21% | 131M+25% | 121M+15% | 116M | 116M | 105M | 105M |
| 營業成本 | 200M | 171M | 162M | 161M | 150M | 136M | 124M | 110M | 100M | 104M | 98.3M | 93.9M |
| 毛利 | −46.6M-3305% | −41.6M-956% | 8.7M+15% | −4.6M-142% | 1.5M-91% | 4.9M-61% | 7.5M+12% | 11.1M+3% | 15.5M | 12.4M | 6.7M | 10.8M |
| 毛利率 | -30.3% | -32.1% | 5.1% | -3.0% | 1.0% | 3.5% | 5.7% | 9.2% | 13.4% | 10.6% | 6.4% | 10.3% |
| 研發費用 | 191M | 188M | 173M | 167M | 152M | 156M | 140M | 132M | 131M | 142M | 126M | 127M |
| 銷售管理費用 | 217M | 198M | 194M | 188M | 165M | 156M | 149M | 145M | 145M | 132M | 124M | 131M |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 157M+61% | 167M+134% | 174M+186% | 139M+701% | 97.3M+10% | 71.1M+48% | 60.7M-123% | 17.4M-137% | 88.0M | 47.9M | −267M | −47.5M |
| 淨利率 | 102.0% | 128.7% | 101.9% | 88.9% | 64.0% | 50.7% | 46.3% | 14.4% | 76.2% | 41.2% | -254.1% | -45.4% |
| 稀釋 EPS | 0.12+50% | 0.12+100% | 0.14+180% | 0.11+1000% | 0.08+300% | 0.06+50% | 0.05-117% | 0.01-117% | 0.02 | 0.04 | -0.29 | -0.06 |
| 稀釋股數 | 1.35B | 1.38B | 1.25B | 1.29B | 1.18B | 1.19B | 1.10B | 1.07B | 1.04B | 945M | 951M | 937M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 3.1B | 3.4B | 4.9B | 3.2B | 2.1B | 2.1B | 2.4B | 2.3B | 3.7B | 3.1B | 2.8B | 3.0B |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 60.9B | 53.7B | 50.7B | 45.3B | 41.1B | 37.7B | 34.4B | 32.6B | 31.3B | 30.1B | 28.0B | 25.6B |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 49.9B | 42.9B | 40.2B | 36.5B | 34.3B | 31.1B | 28.3B | 26.7B | 25.2B | 24.5B | 22.6B | 20.0B |
| 股東權益 | 11.1B | 10.8B | 10.5B | 8.8B | 6.9B | 6.7B | 6.1B | 5.9B | 5.8B | 5.2B | 5.1B | 5.3B |
| 負債比 | 81.8% | 79.9% | 79.3% | 80.6% | 83.3% | 82.3% | 82.2% | 81.9% | 80.4% | 81.5% | 80.8% | 78.2% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | −2.3B-10866% | – | – | – | 21.5M | – | – | 738M | – | – | – |
| 資本支出 | – | 67.6M | – | – | – | 52.6M | – | – | 32.0M | – | – | – |
| 自由現金流 | – | −2.4B+7560% | – | – | – | −31.1M | – | – | 706M | – | – | – |
| 折舊攤銷 | – | 67.6M | – | – | – | 55.3M | – | – | 48.5M | – | – | – |
| 買回庫藏股 | – | – | – | – | – | – | – | – | – | – | – | – |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | -1,839.7% | – | – | – | -22.2% | – | – | 610.9% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
業務分部2025 年度 · 3.8B
| Lending | 1.8B | 48.1% | +24.5% |
|---|---|---|---|
| Financial Services | 1.5B | 40.1% | +87.7% |
| Technology Platform | 450M | 11.7% | +13.9% |
地區2025 年度 · 3.6B
| 美國 | 3.4B | 93.1% | +30.6% |
|---|---|---|---|
| 美國以外 | 249M | 6.9% | +152.7% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 619M | +23.1% | 481M | 77.7% | 0.39 | −4.0B |
| FY2024 | 503M | +19.4% | 499M | 99.1% | 0.39 | −1.3B |
| FY2023 | 421M | +11.8% | −301M | -71.4% | -0.36 | −7.3B |
| FY2022 | 377M | +52.2% | −320M | -85.0% | -0.40 | −7.3B |
| FY2021 | 248M | +139.7% | −484M | -195.4% | -1.00 | −1.4B |
| FY2020 | 103M | +2186.1% | −224M | -216.8% | -4.30 | −504M |
| FY2019 | 4.5M | – | −240M | -5,303.0% | -4.02 | −92.3M |