RDN
RADIAN GROUP INC
-0.14 (-0.40%)35.13USD206K成交股數4.6B市值9.0本益比(近四季)2.8股價營收比+92.6%營收年增(近四季)2026-11-03下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 575M+93% | 466M+58% | 301M+3% | 303M-3% | 299M-0% | 295M-2% | 293M-6% | 313M+8% | 299M | 302M | 313M | 290M |
| 營業成本 | – | – | – | – | 8.4M | 8.8M | – | 9.5M | 9.5M | 9.3M | 8.9M | 10.3M |
| 毛利 | – | – | – | – | 290M+0% | 286M-2% | – | 304M+9% | 289M | 292M | 304M | 279M |
| 毛利率 | – | – | – | – | 97.2% | 97.0% | – | 97.0% | 96.8% | 96.9% | 97.2% | 96.5% |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 116M-18% | 124M-14% | 155M+4% | 141M-7% | 142M-7% | 145M-5% | 148M-5% | 152M+4% | 152M | 152M | 157M | 146M |
| 淨利率 | 20.2% | 26.6% | 51.5% | 46.7% | 47.5% | 49.0% | 50.7% | 48.5% | 50.9% | 50.5% | 50.1% | 50.4% |
| 稀釋 EPS | 0.85-17% | 0.89-9% | 1.12+14% | 1.03+4% | 1.02+4% | 0.980% | 0.980% | 0.99+9% | 0.98 | 0.98 | 0.98 | 0.91 |
| 稀釋股數 | 136M | 138M | 138M | 138M | 138M | 148M | 152M | 153M | 154M | 156M | 160M | 161M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 119M | 55.4M | 24.8M | 15.3M | 22.1M | 24.2M | 19.2M | 28.1M | 13.8M | 27.0M | 55.5M | 61.1M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 10.7B | 10.7B | 8.1B | 8.2B | 9.6B | 8.8B | 8.7B | 8.4B | 8.1B | 7.8B | 7.4B | 7.3B |
| 有息負債 | 697M | 774M | 1.1B | – | – | – | – | – | – | – | – | – |
| 總負債 | 5.8B | 5.8B | 3.3B | 3.6B | 5.1B | 4.2B | 4.1B | 3.7B | 3.6B | 3.3B | 3.2B | 3.1B |
| 股東權益 | 4.8B | 4.8B | 4.8B | 4.7B | 4.5B | 4.6B | 4.6B | 4.7B | 4.5B | 4.4B | 4.2B | 4.2B |
| 負債比 | 54.9% | 54.9% | 41.1% | 43.3% | 53.1% | 47.7% | 46.8% | 44.2% | 44.9% | 42.8% | 43.7% | 42.9% |
| 淨現金(現金 − 有息負債) | −578M | −719M | −1.1B | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 285M+320% | – | – | – | 67.8M+33% | – | – | – | 51.0M | – | – |
| 資本支出 | – | 749K | – | – | – | 1.1M | – | – | – | 1.6M | – | – |
| 自由現金流 | – | 284M+326% | – | – | – | 66.7M+35% | – | – | – | 49.5M | – | – |
| 折舊攤銷 | – | – | – | – | – | 14.4M | – | – | – | 14.4M | – | – |
| 買回庫藏股 | – | 50.0M | – | – | – | 209M | – | – | – | 50.0M | – | – |
| 現金股利 | – | 35.3M | – | – | – | 37.3M | – | – | – | 37.6M | – | – |
| 自由現金流率 | – | 61.0% | – | – | – | 22.6% | – | – | – | 16.4% | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
業務分部2025 年度 · 1.2B
| Mortgage Insurance | 1.2B | 100.0% | -1.1% |
|---|
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 1.2B | -0.8% | 583M | 48.7% | 4.14 | 116M |
| FY2024 | 1.2B | +2.5% | 604M | 50.1% | 3.92 | −665M |
| FY2023 | 1.2B | -1.1% | 603M | 51.2% | 3.77 | 521M |
| FY2022 | 1.2B | -10.5% | 743M | 62.4% | 4.35 | 371M |
| FY2021 | 1.3B | -7.6% | 601M | 45.2% | 3.16 | 545M |
| FY2020 | 1.4B | -5.8% | 394M | 27.4% | 2.00 | – |
| FY2019 | 1.5B | +19.9% | 672M | 44.0% | 3.20 | – |
| FY2018 | 1.3B | – | 606M | 47.6% | 2.77 | – |