PROV
PROVIDENT FINANCIAL HOLDINGS INC
+0.10 (+0.54%)18.60USD5.3K成交股數116M市值18.1本益比(近四季)2.9股價營收比-2.4%營收年增(近四季)2026-10-27下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 6 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q3 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 9.9M-2% | 9.8M+2% | 9.7M+2% | 9.8M+4% | 10.1M+5% | 9.6M-3% | 9.5M-8% | 9.4M-9% | 9.6M | 9.9M | 10.4M | 10.4M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 1.4M-27% | 1.4M+65% | 1.7M-12% | 1.6M+9% | 1.9M-13% | 872K-51% | 1.9M+5% | 1.5M-36% | 2.1M | 1.8M | 1.8M | 2.3M |
| 淨利率 | 13.7% | 14.6% | 17.3% | 16.7% | 18.4% | 9.1% | 20.0% | 15.9% | 22.2% | 17.8% | 17.4% | 22.4% |
| 稀釋 EPS | 0.21-25% | 0.22+69% | 0.25-11% | 0.24+9% | 0.28-10% | 0.13-48% | 0.28+17% | 0.22-33% | 0.31 | 0.25 | 0.24 | 0.33 |
| 稀釋股數 | 6.4M | 6.5M | 6.6M | 6.8M | 6.7M | 6.8M | 6.9M | 6.9M | 7.0M | 7.0M | 7.2M | 7.1M |
資產負債表 期末餘額
| 科目 | 26Q3 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 57.1M | 54.4M | 49.4M | 53.1M | 50.9M | 45.5M | 48.2M | 51.7M | 46.9M | 58.0M | 65.8M | 60.8M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 1.2B | 1.2B | 1.2B | 1.2B | 1.3B | 1.3B | 1.3B | 1.3B | 1.3B | 1.3B | 1.3B | 1.3B |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 1.1B | 1.1B | 1.1B | 1.1B | 1.1B | 1.1B | 1.1B | 1.2B | 1.2B | 1.2B | 1.2B | 1.2B |
| 股東權益 | 127M | 127M | 128M | 129M | 129M | 129M | 130M | 130M | 130M | 129M | 130M | 129M |
| 負債比 | 89.6% | 89.6% | 89.6% | 89.7% | 89.8% | 89.8% | 89.7% | 90.0% | 90.0% | 90.2% | 90.3% | 90.3% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q3 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | – | 2.5M-2% | – | – | – | 2.6M | – | – | 3.4M | – | – |
| 資本支出 | – | – | 44K | – | – | – | 171K | – | – | 564K | – | – |
| 自由現金流 | – | – | 2.5M+3% | – | – | – | 2.4M | – | – | 2.8M | – | – |
| 折舊攤銷 | – | – | 810K | – | – | – | 902K | – | – | 757K | – | – |
| 買回庫藏股 | – | – | 1.1M | – | – | – | 1.5M | – | – | 495K | – | – |
| 現金股利 | – | – | 921K | – | – | – | 961K | – | – | 981K | – | – |
| 自由現金流率 | – | – | 25.2% | – | – | – | 25.1% | – | – | 28.3% | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 2.4M
| Debit Card | 1.3M | 53.2% | -8.6% |
|---|---|---|---|
| Deposit Account | 1.1M | 46.8% | -3.6% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2026 | 40.1M | +2.7% | 6.7M | 16.6% | 1.03 | 8.5M |
| FY2025 | 39.0M | +0.3% | 6.3M | 16.0% | 0.93 | 8.2M |
| FY2024 | 38.9M | -5.3% | 7.4M | 18.9% | 1.06 | 4.1M |
| FY2023 | 41.1M | +13.1% | 8.6M | 20.9% | 1.19 | 15.6M |
| FY2022 | 36.3M | +3.1% | 9.1M | 25.0% | 1.22 | 11.6M |
| FY2021 | 35.2M | -14.0% | 7.6M | 21.5% | 1.00 | 11.3M |
| FY2020 | 40.9M | -19.3% | 7.7M | 18.8% | 1.01 | 7.7M |
| FY2019 | 50.7M | – | 4.4M | 8.7% | 0.58 | 107M |