PGY
Pagaya Technologies Ltd.
-0.96 (-4.44%)20.68USD1.2M成交股數–市值–本益比(近四季)–股價營收比+15.1%營收年增(近四季)2026-11-10下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。外國發行人(20-F)通常只申報半年或年度,逐季會有缺。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 366M+15% | 299M+6% | 321M+29% | 340M+40% | 318M+34% | 283M+34% | 249M+24% | 243M+31% | 237M | 210M | 201M | 186M |
| 營業成本 | 219M | 178M | 190M | 201M | 191M | 167M | 149M | 146M | 145M | 134M | 129M | 121M |
| 毛利 | 147M+16% | 121M+5% | 131M+31% | 139M+44% | 126M+37% | 116M+52% | 100M+38% | 97.0M+49% | 92.1M | 75.9M | 72.7M | 65.1M |
| 毛利率 | 40.2% | 40.6% | 40.8% | 41.0% | 39.7% | 40.9% | 40.2% | 40.0% | 38.9% | 36.1% | 36.1% | 35.0% |
| 研發費用 | 17.3M | 15.9M | 19.1M | 18.2M | 18.5M | 19.4M | 16.7M | 21.9M | 19.4M | 17.6M | 18.0M | 17.7M |
| 銷售管理費用 | 35.1M | 33.3M | 36.1M | 36.9M | 40.3M | 46.2M | 57.8M | 64.4M | 63.1M | 45.8M | 53.4M | 53.0M |
| 營業利益 | 106M+87% | 80.0M+68% | 79.7M+256% | 80.0M+1491% | 56.5M+634% | 47.7M+348% | 22.4M+13717% | 5.0M-149% | 7.7M | 10.7M | 162K | −10.2M |
| 營業利益率 | 28.9% | 26.8% | 24.8% | 23.5% | 17.8% | 16.9% | 9.0% | 2.1% | 3.2% | 5.1% | 0.1% | -5.5% |
| 稅後淨利 | 45.3M+172% | 24.7M+213% | 34.3M-151% | 22.5M-130% | 16.7M-178% | 7.9M-155% | −67.5M+210% | −74.8M+139% | −21.2M | −14.4M | −21.8M | −31.3M |
| 淨利率 | 12.4% | 8.3% | 10.7% | 6.6% | 5.2% | 2.8% | -27.1% | -30.8% | -9.0% | -6.9% | -10.8% | -16.9% |
| 稀釋 EPS | 0.49+145% | 0.28+180% | 0.40-143% | 0.23-122% | 0.20-161% | 0.10-145% | -0.93+158% | -1.04+96% | -0.33 | -0.22 | -0.36 | -0.53 |
| 稀釋股數 | 97.2M | 96.7M | 83.1M | 91.0M | 79.7M | 77.0M | 72.7M | 71.8M | 64.5M | 60.0M | 60.7M | 59.6M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 249M | 318M | 235M | 218M | 183M | 187M | 147M | 234M | 274M | 186M | 253M | 304M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | 68.0M |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 1.7B | 1.6B | 1.5B | 1.5B | 1.4B | 1.3B | 1.4B | 1.5B | 1.5B | 1.2B | – | 1.2B |
| 有息負債 | – | – | – | – | – | 318M | 230M | 233M | 235M | – | – | – |
| 總負債 | 1.0B | 1.0B | 960M | 889M | 857M | 763M | 754M | 763M | 683M | 468M | – | 410M |
| 股東權益 | 594M | 529M | 480M | 438M | 367M | 335M | 462M | 526M | 627M | 560M | 672M | 523M |
| 負債比 | 59.9% | 61.8% | 62.1% | 61.1% | 61.2% | 59.7% | 55.0% | 52.5% | 46.1% | 38.8% | – | 34.5% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | −131M | −83.1M | 1.0M | 39.4M | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 43.2M+25% | – | – | – | 34.4M | – | – | 17.7M | – | – | – |
| 資本支出 | – | 3.2M | – | – | – | 3.8M | – | – | 5.1M | – | – | – |
| 自由現金流 | – | 40.0M+31% | – | – | – | 30.7M | – | – | 12.6M | – | – | – |
| 折舊攤銷 | – | 3.9M | – | – | – | 7.7M | – | – | 6.3M | – | – | – |
| 買回庫藏股 | – | – | – | – | – | – | – | – | – | – | – | – |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | 13.4% | – | – | – | 10.8% | – | – | 5.3% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
地區2025 年度 · 1.3B
| 美國 | 1.3B | 100.0% | +25.6% |
|---|
產品／服務2025 年度 · 1.3B
| Network AI Fees | 1.1B | 89.7% | +23.5% |
|---|---|---|---|
| Financial Service | 130M | 10.3% | +46.9% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 1.3B | +25.6% | 81.4M | 6.5% | 0.93 | 225M |
| FY2024 | 1.0B | +30.0% | −401M | -40.0% | -5.66 | 30.0M |
| FY2023 | 773M | +12.8% | −128M | -16.6% | -2.14 | −41.8M |
| FY2022 | 685M | +53.7% | −302M | -44.1% | -8.22 | −62.4M |
| FY2021 | 446M | +386.0% | −91.2M | -20.4% | -8.25 | 43.2M |
| FY2020 | 91.7M | – | 14.5M | 15.8% | 0.02 | 3.2M |