PBHC
Pathfinder Bancorp, Inc.
+0.69 (+4.09%)17.56USD194成交股數80.0M市值7.2本益比(近四季)1.7股價營收比+26.5%營收年增(近四季)–下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 11.8M+27% | 11.5M-9% | 11.8M-12% | 13.1M+23% | 9.3M-17% | 12.6M+20% | 13.4M+19% | 10.7M-1% | 11.1M | 10.5M | 11.3M | 10.8M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | 139K | 140K | 169K | 132K | 60K | 114K | 123K | 123K | 170K | 259K | 159K | 158K |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 2.7M+8506% | 2.4M-19% | −5.6M+20% | 626K-69% | 31K-99% | 3.0M+17% | −4.6M-313% | 2.0M+1% | 2.1M | 2.5M | 2.2M | 2.0M |
| 淨利率 | 22.7% | 21.0% | -47.1% | 4.8% | 0.3% | 23.6% | -34.6% | 18.7% | 19.0% | 24.2% | 19.3% | 18.3% |
| 稀釋 EPS | – | – | – | 0.47+15% | 0.47 | – | 0.41 | 0.41 | – | – | – | – |
| 稀釋股數 | – | – | – | – | – | – | – | – | – | – | – | – |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 26.1M | 39.2M | 31.2M | 40.6M | 31.5M | 51.5M | 35.3M | 31.8M | 29.2M | 48.7M | 24.5M | 36.8M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 1.5B | 1.4B | 1.4B | 1.5B | 1.5B | 1.5B | 1.5B | 1.4B | 1.5B | 1.5B | 1.4B | 1.4B |
| 有息負債 | 8.4M | 12.4M | 14.1M | 18.7M | 21.0M | 17.6M | 39.8M | 45.9M | 45.9M | 49.9M | 53.9M | 59.9M |
| 總負債 | 1.4B | 1.3B | 1.3B | 1.3B | 1.4B | 1.4B | 1.4B | 1.3B | 1.3B | 1.3B | 1.3B | 1.3B |
| 股東權益 | 126M | 124M | 122M | 126M | 124M | 125M | 120M | 123M | 122M | 119M | 114M | 114M |
| 負債比 | 91.6% | 91.3% | 91.4% | 91.4% | 91.7% | 91.6% | 91.8% | 91.4% | 91.6% | 91.8% | 91.8% | 91.8% |
| 淨現金(現金 − 有息負債) | 17.7M | 26.8M | 17.1M | 21.9M | 10.5M | 33.8M | −4.4M | −14.1M | −16.6M | −1.2M | −29.4M | −23.1M |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | −241K-104% | – | – | – | 5.7M | – | – | 504K | – | – | – |
| 資本支出 | – | 248K | – | – | – | 637K | – | – | 230K | – | – | – |
| 自由現金流 | – | −489K-110% | – | – | – | 5.1M | – | – | 274K | – | – | – |
| 折舊攤銷 | – | – | – | – | – | – | – | – | – | – | – | – |
| 買回庫藏股 | – | – | – | – | – | – | – | – | – | – | – | – |
| 現金股利 | – | 138K | – | – | – | 138K | – | – | 424K | – | – | – |
| 自由現金流率 | – | -4.3% | – | – | – | 40.1% | – | – | 2.5% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 4.8M
| Banking | 3.7M | 76.1% | -25.0% |
|---|---|---|---|
| Net Gains Losses On Sale Of Loans And Foreclosed Real Estate | 402K | 8.3% | +115.0% |
| Bank Servicing | 386K | 8.0% | +2.9% |
| Banking House Rents Collected | 372K | 7.7% | +91.8% |
| Deposit Account 小計 | 1.5M | 31.8% | +7.2% |
| Financial Service Other 小計 | 1.0M | 20.9% | -31.6% |
| Insufficient Funds Fees Deposit Account 小計 | 874K | 18.0% | +6.7% |
| Mortgage Banking 小計 | 788K | 16.3% | +40.2% |
| Fee Income 小計 | 783K | 16.2% | -60.4% |
| Deposit Related Fees Deposit Account 小計 | 580K | 12.0% | +8.6% |
| Credit And Debit Card 小計 | 577K | 11.9% | -38.4% |
| Debit Card 小計 | 510K | 10.5% | -41.7% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 46.8M | -7.4% | −1.9M | -4.1% | – | 10.4M |
| FY2024 | 50.6M | +14.6% | 3.4M | 6.7% | – | 9.1M |
| FY2023 | 44.1M | -6.8% | 9.3M | 21.1% | – | 13.5M |
| FY2022 | 47.3M | +6.3% | 12.9M | 27.3% | – | 19.8M |
| FY2021 | 44.5M | +16.8% | 12.4M | 27.9% | – | 18.9M |
| FY2020 | 38.1M | +15.0% | 7.0M | 18.2% | 1.17 | 45.3M |
| FY2019 | 33.1M | +12.0% | 4.3M | 12.9% | 0.80 | 4.5M |
| FY2018 | 29.6M | – | 4.0M | 13.6% | 0.94 | 3.3M |