NRDS
NERDWALLET, INC.
-0.18 (-1.91%)9.23USD124K成交股數607M市值10.4本益比(近四季)0.7股價營收比+5.6%營收年增(近四季)2026-11-05下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 197M+6% | 222M+6% | 225M+18% | 215M+43% | 187M+15% | 209M+56% | 191M+25% | 151M+5% | 162M | 134M | 153M | 143M |
| 營業成本 | 13.4M | 13.6M | 13.6M | 15.3M | 16.6M | 18.2M | 17.7M | 14.9M | 14.2M | 13.8M | 13.3M | 13.1M |
| 毛利 | 184M+8% | 209M+9% | 212M+22% | 200M+47% | 170M+15% | 191M+59% | 174M+24% | 136M+4% | 148M | 120M | 140M | 130M |
| 毛利率 | 93.2% | 93.9% | 94.0% | 92.9% | 91.1% | 91.3% | 90.7% | 90.1% | 91.2% | 89.7% | 91.3% | 90.9% |
| 研發費用 | 17.5M | 16.8M | 16.3M | 15.7M | 17.9M | 16.8M | 23.0M | 22.7M | 20.7M | 20.3M | 20.7M | 20.0M |
| 銷售管理費用 | 14.0M | 15.5M | 14.4M | 14.4M | 13.7M | 13.8M | 15.9M | 16.5M | 15.4M | 14.6M | 14.2M | 15.6M |
| 營業利益 | 7.0M-35% | 27.2M+3786% | 19.4M+194% | 34.4M-458% | 10.7M+189% | 700K-85% | 6.6M+65% | −9.6M+129% | 3.7M | 4.6M | 4.0M | −4.2M |
| 營業利益率 | 3.5% | 12.2% | 8.6% | 16.0% | 5.7% | 0.3% | 3.5% | -6.4% | 2.3% | 3.4% | 2.6% | -2.9% |
| 稅後淨利 | 4.3M-48% | 20.4M+10100% | 14.0M+13900% | 26.3M-380% | 8.2M+645% | 200K-109% | 100K-120% | −9.4M-12% | 1.1M | −2.3M | −500K | −10.7M |
| 淨利率 | 2.2% | 9.2% | 6.2% | 12.2% | 4.4% | 0.1% | 0.1% | -6.2% | 0.7% | -1.7% | -0.3% | -7.5% |
| 稀釋 EPS | 0.07-36% | 0.29 | 0.19 | 0.34-383% | 0.11+1000% | 0.00-100% | 0.00-100% | -0.12-14% | 0.01 | -0.02 | -0.01 | -0.14 |
| 稀釋股數 | 65.8M | 69.5M | 75.9M | 76.9M | 76.6M | 76.1M | 79.3M | 77.9M | 80.5M | 76.7M | 77.5M | 76.8M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 62.0M | 56.3M | 98.3M | 121M | 105M | 92.2M | 71.7M | 114M | 111M | 100M | 86.6M | 67.1M |
| 應收帳款 | 114M | 113M | 111M | 122M | 97.8M | 120M | 103M | 93.7M | 93.9M | 75.5M | 84.4M | 92.4M |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 418M | 432M | 461M | 493M | 476M | 475M | 402M | 446M | 446M | 419M | 421M | 411M |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 92.2M | 95.8M | 86.6M | 90.4M | 86.0M | 103M | 80.0M | 66.8M | 67.4M | 51.7M | 56.6M | 45.6M |
| 股東權益 | 326M | 336M | 375M | 402M | 390M | 372M | 322M | 379M | 379M | 367M | 364M | 365M |
| 負債比 | 22.1% | 22.2% | 18.8% | 18.3% | 18.1% | 21.8% | 19.9% | 15.0% | 15.1% | 12.4% | 13.5% | 11.1% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 35.7M+34% | – | – | – | 26.7M | – | – | 22.7M | – | – | – |
| 資本支出 | – | 400K | – | – | – | 200K | – | – | 0.00 | – | – | – |
| 自由現金流 | – | 35.3M+33% | – | – | – | 26.5M | – | – | 22.7M | – | – | – |
| 折舊攤銷 | – | 9.7M | – | – | 12.7M | 12.6M | – | 12.2M | 11.9M | – | – | – |
| 買回庫藏股 | – | 66.0M | – | – | – | 0.00 | – | – | – | – | – | – |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | 15.9% | – | – | – | 12.7% | – | – | 14.0% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
業務分部2025 年度 · 837M
| Reportable | 837M | 100.0% | +21.7% |
|---|
產品／服務2025 年度 · 837M
| Insurance | 281M | 33.6% | +46.6% |
|---|---|---|---|
| Emerging Verticals | 189M | 22.6% | +50.8% |
| Credit Card | 133M | 15.9% | -24.4% |
| Loans | 133M | 15.9% | +57.9% |
| SMB Products | 100M | 12.0% | -8.9% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 837M | +21.7% | 48.7M | 5.8% | 0.64 | 130M |
| FY2024 | 688M | +14.7% | 30.4M | 4.4% | 0.38 | 71.2M |
| FY2023 | 599M | +11.2% | −11.8M | -2.0% | -0.15 | 71.4M |
| FY2022 | 539M | +42.0% | −10.2M | -1.9% | -0.14 | 20.4M |
| FY2021 | 380M | +54.7% | −42.5M | -11.2% | -0.82 | 4.9M |
| FY2020 | 245M | +7.4% | 5.3M | 2.2% | 0.09 | 14.1M |
| FY2019 | 228M | – | 24.2M | 10.6% | 0.45 | 30.7M |