HQY
HEALTHEQUITY, INC.
-0.95 (-0.99%)95.05USD143K成交股數7.9B市值34.3本益比(近四季)5.8股價營收比+7.6%營收年增(近四季)2026-08-27下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 1 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 27Q2 | 27Q1 | 26Q4 | 26Q3 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 351M+8% | 355M+7% | 335M+11% | 322M+7% | 326M+13% | 331M+26% | 300M+21% | 300M+23% | 288M | 262M | 249M | 244M |
| 營業成本 | 92.8M | 98.3M | 106M | 94.1M | 93.2M | 107M | 103M | 95.9M | 100M | 99.1M | 90.0M | 91.9M |
| 毛利 | 258M+11% | 256M+14% | 228M+16% | 228M+12% | 233M+24% | 224M+37% | 197M+24% | 204M+35% | 187M | 163M | 159M | 152M |
| 毛利率 | 73.5% | 72.3% | 68.2% | 70.8% | 71.4% | 67.8% | 65.6% | 68.0% | 65.1% | 62.2% | 63.9% | 62.3% |
| 研發費用 | 73.9M | 67.8M | 70.4M | 65.9M | 64.8M | 61.4M | 60.2M | 58.6M | 56.1M | – | 55.6M | 54.8M |
| 銷售管理費用 | 34.9M | 31.1M | 33.5M | 30.9M | 30.0M | 25.5M | 31.8M | 32.3M | 38.2M | – | 27.2M | 27.8M |
| 營業利益 | 98.7M+10% | 103M+24% | 71.1M+262% | 78.7M+34% | 89.6M+115% | 83.1M | 19.6M-36% | 58.9M+138% | 41.6M | – | 30.9M | 24.7M |
| 營業利益率 | 28.1% | 29.0% | 21.2% | 24.4% | 27.5% | 25.1% | 6.5% | 19.6% | 14.5% | – | 12.4% | 10.2% |
| 稅後淨利 | 65.6M+10% | 69.4M+29% | 49.7M+772% | 51.7M+44% | 59.9M+108% | 53.9M+105% | 5.7M-61% | 35.8M+239% | 28.8M | 26.4M | 14.7M | 10.6M |
| 淨利率 | 18.7% | 19.6% | 14.9% | 16.0% | 18.4% | 16.3% | 1.9% | 11.9% | 10.0% | 10.0% | 5.9% | 4.3% |
| 稀釋 EPS | 0.78+15% | 0.82+34% | 0.58+867% | 0.59+47% | 0.68+106% | 0.61 | 0.06-65% | 0.40+233% | 0.33 | – | 0.17 | 0.12 |
| 稀釋股數 | 84.0M | 85.0M | 87.5M | 87.0M | 87.7M | 88.4M | 88.6M | 88.6M | 88.3M | – | 87.1M | 86.3M |
資產負債表 期末餘額
| 科目 | 27Q2 | 27Q1 | 26Q4 | 26Q3 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 256M | 265M | 319M | 309M | 304M | 288M | 322M | 327M | 251M | 404M | 334M | 290M |
| 應收帳款 | 122M | 122M | 124M | 111M | 111M | 116M | 107M | 108M | 106M | 105M | 96.2M | 92.6M |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 3.3B | 3.3B | 3.4B | 3.4B | 3.4B | 3.4B | 3.5B | 3.5B | 3.2B | 3.2B | 3.1B | 3.1B |
| 有息負債 | 931M | 943M | 957M | 982M | 1.0B | 1.1B | 1.1B | 1.1B | 926M | 875M | 874M | 874M |
| 總負債 | 1.3B | 1.3B | 1.3B | 1.3B | 1.3B | 1.3B | 1.4B | 1.4B | 1.1B | 1.1B | 1.1B | 1.1B |
| 股東權益 | 2.0B | 2.0B | 2.1B | 2.1B | 2.1B | 2.1B | 2.1B | 2.2B | 2.1B | 2.0B | 2.0B | 1.9B |
| 負債比 | 39.2% | 38.1% | 37.7% | 37.2% | 37.2% | 37.8% | 39.1% | 38.6% | 35.4% | 35.7% | 35.7% | 36.4% |
| 淨現金(現金 − 有息負債) | −675M | −677M | −638M | −673M | −702M | −769M | −759M | −775M | −674M | −471M | −540M | −583M |
現金流量表 單季
| 科目 | 27Q2 | 27Q1 | 26Q4 | 26Q3 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 97.5M+51% | – | – | – | 64.7M | – | – | 65.4M | – | – | – |
| 資本支出 | – | 362K | – | – | – | 86K | – | – | 721K | – | – | – |
| 自由現金流 | – | 97.2M+50% | – | – | – | 64.7M | – | – | 64.7M | – | – | – |
| 折舊攤銷 | – | 38.2M | – | – | – | 38.7M | – | – | 38.9M | – | – | – |
| 買回庫藏股 | – | 123M | – | – | – | 59.1M | – | – | 0.00 | – | – | – |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | 27.4% | – | – | – | 19.5% | – | – | 22.5% | – | – | – |
營收拆解 2026 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2026 年度 · 1.3B
| Financial Service Other | 637M | 48.5% | +16.8% |
|---|---|---|---|
| 服務 | 485M | 36.9% | +1.4% |
| Credit And Debit Card | 192M | 14.6% | +8.8% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2026 | 1.3B | +9.5% | 215M | 16.4% | 2.46 | 455M |
| FY2025 | 1.2B | +20.0% | 96.7M | 8.1% | 1.09 | 338M |
| FY2024 | 1,000M | +16.0% | 55.7M | 5.6% | 0.64 | 241M |
| FY2023 | 862M | +13.9% | −26.1M | -3.0% | -0.31 | 147M |
| FY2022 | 757M | +3.1% | −44.3M | -5.9% | -0.53 | 132M |
| FY2021 | 734M | +37.9% | 8.8M | 1.2% | 0.12 | 169M |
| FY2020 | 532M | +85.2% | 39.7M | 7.5% | 0.58 | 97.7M |
| FY2019 | 287M | – | 73.9M | 25.7% | 1.17 | 110M |