FCNCA
FIRST CITIZENS BANCSHARES INC /DE/
+14.64 (+0.70%)2,114.2USD19.4K成交股數24.4B市值11.3本益比(近四季)2.5股價營收比+2.5%營收年增(近四季)2026-10-22下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 2.4B+2% | 2.3B+1% | 2.4B-0% | 2.4B-1% | 2.4B-3% | 2.3B-6% | 2.4B-6% | 2.5B-6% | 2.4B | 2.5B | 2.6B | 2.6B |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 672M+17% | 534M+11% | 580M-9% | 568M-20% | 575M-21% | 483M-6% | 639M-15% | 707M+4% | 731M | 514M | 752M | 682M |
| 淨利率 | 27.6% | 23.1% | 23.8% | 23.3% | 24.2% | 21.0% | 26.1% | 28.7% | 29.9% | 20.9% | 28.9% | 26.0% |
| 稀釋 EPS | 55.52+31% | 42.63+24% | 45.33+4% | 43.08-9% | 42.36-14% | 34.47+0% | 43.42-14% | 47.54+4% | 49.26 | 34.33 | 50.67 | 45.87 |
| 稀釋股數 | 11.5M | 11.9M | 13.0M | 12.8M | 13.2M | 13.6M | 14.4M | 14.5M | 14.5M | 14.5M | 14.5M | 14.5M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 1.5B | 1.1B | 801M | 874M | 889M | 812M | 862M | 764M | 698M | 908M | 791M | 917M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 237B | 236B | 230B | 233B | 230B | 229B | 221B | 220B | 218B | 214B | 214B | 210B |
| 有息負債 | 32.0B | 33.8B | 35.8B | 38.3B | 37.6B | 38.0B | 36.8B | 37.1B | 37.1B | 37.2B | 37.3B | 39.7B |
| 總負債 | 215B | 214B | 207B | 212B | 207B | 207B | 198B | 197B | 196B | 193B | 193B | 190B |
| 股東權益 | 21.9B | 22.0B | 22.2B | 22.0B | 22.3B | 22.3B | 22.8B | 22.5B | 21.8B | 21.3B | 20.4B | 19.8B |
| 負債比 | 90.8% | 90.7% | 90.3% | 90.6% | 90.3% | 90.3% | 89.7% | 89.8% | 90.0% | 90.1% | 90.5% | 90.6% |
| 淨現金(現金 − 有息負債) | −30.5B | −32.7B | −35.0B | −37.4B | −36.8B | −37.1B | −35.9B | −36.3B | −36.4B | −36.3B | −36.5B | −38.8B |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 172M+76% | – | – | – | 98.0M | – | – | 461M | – | – | – |
| 資本支出 | – | 141M | – | – | – | 103M | – | – | 94.0M | – | – | – |
| 自由現金流 | – | 31.0M-720% | – | – | – | −5.0M | – | – | 367M | – | – | – |
| 折舊攤銷 | – | 180M | – | – | – | 93.0M | – | – | −12.0M | – | – | – |
| 買回庫藏股 | – | 899M | – | – | – | 618M | – | – | 0.00 | – | – | – |
| 現金股利 | – | 51.0M | – | – | – | 42.0M | – | – | 39.0M | – | – | – |
| 自由現金流率 | – | 1.3% | – | – | – | -0.2% | – | – | 15.0% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 689M
| Client Investment Service | 217M | 31.5% | +1.9% |
|---|---|---|---|
| Credit And Debit Card | 158M | 22.9% | -3.1% |
| International Fees | 136M | 19.7% | +14.3% |
| Factoring Commissions | 73.0M | 10.6% | -2.7% |
| Insurance Commissions | 53.0M | 7.7% | -3.6% |
| Merchant Services | 52.0M | 7.5% | +6.1% |
| Lending Related Fees 小計 | 266M | 38.6% | +3.5% |
| Deposit Fees And Service Charges 小計 | 241M | 35.0% | +4.8% |
| Asset Management1 小計 | 229M | 33.2% | +8.5% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 9.5B | -2.2% | 2.2B | 23.1% | 165.24 | 2.2B |
| FY2024 | 9.8B | -48.1% | 2.8B | 28.5% | 189.41 | 2.6B |
| FY2023 | 18.8B | +269.7% | 11.5B | 61.0% | 784.51 | 2.3B |
| FY2022 | 5.1B | +167.8% | 1.1B | 21.6% | 67.40 | 2.6B |
| FY2021 | 1.9B | +1.8% | 547M | 28.8% | 53.88 | −391M |
| FY2020 | 1.9B | +8.0% | 492M | 26.4% | 47.50 | 243M |
| FY2019 | 1.7B | +7.3% | 457M | 26.5% | – | 457M |
| FY2018 | 1.6B | – | 400M | 24.9% | – | 313M |