ESNT
Essent Group Ltd.
+0.29 (+0.43%)68.11USD119K成交股數6.1B市值9.5本益比(近四季)4.6股價營收比+13.6%營收年增(近四季)2026-11-06下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 363M+14% | 336M+7% | 312M-1% | 319M+2% | 318M+6% | 315M+6% | 317M+22% | 313M+22% | 298M | 296M | 260M | 256M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 190M+8% | 172M+2% | 164M-7% | 195M-4% | 175M-3% | 168M-6% | 176M+2% | 204M+19% | 182M | 178M | 172M | 171M |
| 淨利率 | 52.3% | 51.1% | 52.7% | 61.2% | 55.2% | 53.3% | 55.6% | 65.1% | 60.9% | 60.1% | 66.2% | 66.7% |
| 稀釋 EPS | 2.08+23% | 1.82+14% | 1.67+1% | 1.93+1% | 1.69-1% | 1.59-4% | 1.65+2% | 1.91+20% | 1.70 | 1.66 | 1.61 | 1.59 |
| 稀釋股數 | 91.4M | 94.6M | 98.5M | 101M | 104M | 107M | 107M | 107M | 107M | 107M | 107M | 108M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 74.3M | 128M | 91.4M | 92.1M | 208M | 131M | 109M | 197M | 164M | 96.8M | 68.1M | 68.6M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 7.6B | 7.6B | 7.4B | 7.2B | 7.2B | 7.1B | 7.1B | 6.7B | 6.6B | 6.1B | 6.0B | 5.9B |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 1.9B | 1.9B | 1.6B | 1.5B | 1.5B | 1.5B | 1.5B | 1.3B | 1.3B | 1.3B | 1.2B | 1.3B |
| 股東權益 | 5.7B | 5.7B | 5.7B | 5.7B | 5.7B | 5.6B | 5.6B | 5.4B | 5.2B | 4.8B | 4.7B | 4.6B |
| 負債比 | 25.4% | 24.7% | 21.9% | 21.4% | 21.4% | 21.2% | 20.8% | 19.6% | 20.4% | 21.1% | 20.9% | 21.6% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 192M | – | – | 222M+2% | – | – | – | 217M | – | – | 185M |
| 資本支出 | – | 818K | – | – | 221K | – | – | – | 4.5M | – | – | 390K |
| 自由現金流 | – | 191M | – | – | 221M+4% | – | – | – | 212M | – | – | 184M |
| 折舊攤銷 | – | 1.2M | – | – | 1.4M | – | – | – | 1.4M | – | – | 698K |
| 買回庫藏股 | – | 171M | – | – | 169M | – | – | – | 13.6M | – | – | 21.3M |
| 現金股利 | – | 32.6M | – | – | 31.7M | – | – | – | 29.6M | – | – | 26.8M |
| 自由現金流率 | – | 56.9% | – | – | 69.7% | – | – | – | 71.2% | – | – | 72.0% |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
業務分部2025 年度 · 1.1B
| Mortgage Insurance | 1.1B | 92.2% | +2.3% |
|---|---|---|---|
| Reinsurance | 89.6M | 7.8% | -7.6% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 1.3B | +1.5% | 690M | 54.7% | 6.90 | 849M |
| FY2024 | 1.2B | +12.0% | 729M | 58.7% | 6.85 | 855M |
| FY2023 | 1.1B | +10.9% | 696M | 62.8% | 6.50 | 759M |
| FY2022 | 1.0B | -2.7% | 831M | 83.1% | 7.72 | 585M |
| FY2021 | 1.0B | +7.7% | 682M | 66.3% | 6.11 | 707M |
| FY2020 | 955M | +10.1% | 413M | 43.2% | 3.88 | 725M |
| FY2019 | 868M | +20.6% | 556M | 64.1% | 5.66 | 586M |
| FY2018 | 719M | – | 467M | 65.0% | 4.77 | 621M |