ENVA
Enova International, Inc.
+6.61 (+3.84%)178.75USD338K成交股數4.5B市值13.3本益比(近四季)1.3股價營收比+21.6%營收年增(近四季)2026-10-22下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 929M+22% | 875M+17% | 839M+22% | 803M+28% | 764M+25% | 746M+28% | 690M+25% | 628M+26% | 610M | 584M | 551M | 499M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | 568M+29% | 529M+24% | 502M+25% | 461M+24% | 441M+28% | 426M+31% | 400M+25% | 370M+24% | 346M | 325M | 320M | 299M |
| 毛利率 | 61.2% | 60.4% | 59.8% | 57.4% | 57.8% | 57.2% | 58.0% | 58.9% | 56.7% | 55.7% | 58.0% | 59.9% |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | 44.1M | 47.8M | 47.1M | 39.7M | 40.5M | 42.5M | 38.9M | 39.7M | 39.9M | 49.1M | 37.7M | 36.2M |
| 營業利益 | 237M+29% | 207M+20% | 187M+21% | 197M+36% | 184M+41% | 172M+76% | 154M+48% | 145M+30% | 131M | 97.5M | 104M | 112M |
| 營業利益率 | 25.5% | 23.7% | 22.2% | 24.5% | 24.1% | 23.1% | 22.3% | 23.1% | 21.4% | 16.7% | 18.8% | 22.3% |
| 稅後淨利 | 105M+38% | 91.1M+25% | 79.0M+82% | 80.3M+49% | 76.1M+57% | 72.9M+110% | 43.4M+5% | 53.9M+12% | 48.4M | 34.8M | 41.3M | 48.1M |
| 淨利率 | 11.3% | 10.4% | 9.4% | 10.0% | 10.0% | 9.8% | 6.3% | 8.6% | 7.9% | 6.0% | 7.5% | 9.6% |
| 稀釋 EPS | 4.00+40% | 3.46+29% | 2.94+87% | 3.03+57% | 2.86+74% | 2.69+136% | 1.57+22% | 1.93+29% | 1.64 | 1.14 | 1.29 | 1.50 |
| 稀釋股數 | 26.3M | 26.3M | 26.8M | 26.5M | 26.6M | 27.1M | 27.7M | 27.9M | 29.5M | 31.9M | 31.9M | 32.2M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 122M | 96.1M | 71.7M | 53.6M | 55.6M | 55.5M | 67.5M | 60.1M | 76.5M | 54.4M | 62.9M | 100M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 7.2B | 6.9B | 6.5B | 6.0B | 5.7B | 5.5B | 5.0B | 4.8B | 4.6B | 4.6B | 4.1B | 3.9B |
| 有息負債 | 5.0B | 4.8B | 4.5B | 4.1B | 4.0B | 3.8B | 3.3B | 3.2B | 3.0B | 2.9B | 2.4B | 2.3B |
| 總負債 | 5.7B | 5.5B | 5.1B | 4.7B | 4.5B | 4.3B | 3.8B | 3.7B | 3.5B | 3.3B | 2.8B | 2.7B |
| 股東權益 | 1.5B | 1.4B | 1.3B | 1.3B | 1.2B | 1.2B | 1.2B | 1.1B | 1.2B | 1.2B | 1.3B | 1.2B |
| 負債比 | 79.3% | 79.6% | 79.3% | 78.5% | 78.5% | 78.1% | 76.3% | 76.2% | 75.2% | 73.0% | 69.3% | 68.0% |
| 淨現金(現金 − 有息負債) | −4.9B | −4.7B | −4.4B | −4.1B | −3.9B | −3.7B | −3.2B | −3.1B | −3.0B | −2.9B | −2.4B | −2.2B |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 475M+21% | – | – | – | 391M | – | – | 349M | – | – | – |
| 資本支出 | – | 10.8M | – | – | – | 12.9M | – | – | 11.2M | – | – | – |
| 自由現金流 | – | 464M+23% | – | – | – | 378M | – | – | 337M | – | – | – |
| 折舊攤銷 | 8.4M | 8.9M | 9.1M | 12.4M | 10.3M | 10.1M | 10.0M | 9.7M | 10.3M | 9.0M | 10.0M | 8.6M |
| 買回庫藏股 | – | 39.6M | – | – | – | 85.5M | – | – | 151M | – | – | – |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | 53.0% | – | – | – | 50.7% | – | – | 55.3% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
地區2025 年度 · 3.2B
| 美國 | 3.1B | 97.5% | +18.0% |
|---|---|---|---|
| 美國以外 | 79.1M | 2.5% | +48.3% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 3.2B | +18.6% | 308M | 9.8% | 11.52 | 1.8B |
| FY2024 | 2.7B | +25.5% | 209M | 7.9% | 7.43 | 1.5B |
| FY2023 | 2.1B | +22.0% | 175M | 8.3% | 5.49 | 1.1B |
| FY2022 | 1.7B | +43.7% | 207M | 11.9% | 6.19 | 850M |
| FY2021 | 1.2B | +11.5% | 256M | 21.2% | 6.79 | 442M |
| FY2020 | 1.1B | -7.8% | 378M | 34.9% | 11.70 | 711M |
| FY2019 | 1.2B | +20.8% | 36.6M | 3.1% | 1.06 | 829M |
| FY2018 | 973M | – | 70.1M | 7.2% | 1.99 | 670M |