DAVE
Dave Inc./DE
-5.90 (-1.61%)359.93USD83.9K成交股數4.9B市值23.3本益比(近四季)7.7股價營收比+29.6%營收年增(近四季)2026-11-04下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 171M+30% | 158M+47% | 164M+77% | 151M+88% | 132M+79% | 108M+48% | 92.5M+41% | 80.1M+31% | 73.6M | 73.1M | 65.8M | 61.2M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 6.7M-26% | 57.9M+101% | 66.1M+14079% | 92.1M+1348% | 9.0M-74% | 28.8M-9578% | 466K-104% | 6.4M-128% | 34.2M | −304K | −12.1M | −22.6M |
| 淨利率 | 3.9% | 36.6% | 40.4% | 61.1% | 6.9% | 26.7% | 0.5% | 7.9% | 46.5% | -0.4% | -18.3% | -36.9% |
| 稀釋 EPS | 0.49-21% | 4.02+104% | 4.60+15233% | 6.34+1249% | 0.62-76% | 1.97+6467% | 0.03-103% | 0.47-125% | 2.60 | 0.03 | -1.01 | -1.90 |
| 稀釋股數 | 13.7M | 14.4M | 14.5M | 14.5M | 14.6M | 14.6M | 13.9M | 13.5M | 13.2M | 11.9M | 12.0M | 11.9M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 210M | 133M | 80.5M | 49.9M | 61.7M | 47.0M | 35.1M | 48.6M | 55.5M | 41.8M | 43.6M | 49.3M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 571M | 531M | 487M | 433M | 364M | 316M | 272M | 247M | 236M | 294M | 294M | 296M |
| 有息負債 | – | – | 0.00 | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M | 75.0M |
| 總負債 | 363M | 327M | 135M | 142M | 146M | 116M | 116M | 105M | 108M | 207M | 215M | 212M |
| 股東權益 | 208M | 204M | 353M | 291M | 217M | 199M | 156M | 142M | 127M | 87.1M | 79.2M | 84.1M |
| 負債比 | 63.6% | 61.6% | 27.6% | 32.8% | 40.3% | 36.8% | 42.8% | 42.6% | 46.0% | 70.4% | 73.1% | 71.6% |
| 淨現金(現金 − 有息負債) | – | – | 80.5M | −25.1M | −13.3M | −28.0M | −39.9M | −26.4M | −19.5M | −33.2M | −31.4M | −25.7M |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 82.0M+81% | – | – | – | 45.2M | – | – | 18.3M | – | – | – |
| 資本支出 | – | 19K | – | – | – | 37K | – | – | 12K | – | – | – |
| 自由現金流 | – | 82.0M+81% | – | – | – | 45.2M | – | – | 18.3M | – | – | – |
| 折舊攤銷 | – | 1.6M | – | – | – | 1.5M | – | – | 1.7M | – | – | – |
| 買回庫藏股 | – | 187M | – | – | – | 6.9M | – | – | 0.00 | – | – | – |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | 51.8% | – | – | – | 41.9% | – | – | 24.9% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 554M
| Processing And Overdraft Service Fees Net | 467M | 84.2% | +113.4% |
|---|---|---|---|
| Subscriptions | 37.2M | 6.7% | +51.3% |
| Interchange Revenue Net | 24.4M | 4.4% | +21.9% |
| Transaction Based Revenue Other Net | 15.7M | 2.8% | +24.5% |
| Tips | 7.5M | 1.4% | -88.9% |
| Atm Revenue Net | 2.3M | 0.4% | -27.0% |
| 其他 | 349K | 0.1% | -24.5% |
| Service Based Revenue 小計 | 512M | 92.4% | +64.4% |
| Transaction Based Revenue 小計 | 42.3M | 7.6% | +18.6% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 554M | +59.7% | 196M | 35.4% | 13.53 | 290M |
| FY2024 | 347M | +34.0% | 58.0M | 16.7% | 4.19 | 125M |
| FY2023 | 259M | +26.5% | −49.0M | -18.9% | -4.07 | 33.1M |
| FY2022 | 205M | +33.9% | −129M | -62.9% | -11.12 | −45.6M |
| FY2021 | 153M | – | −20.0M | -13.1% | -4.69 | −912K |