CZNC
CITIZENS & NORTHERN CORP
+0.09 (+0.35%)26.05USD10.9K成交股數467M市值14.6本益比(近四季)3.3股價營收比+34.6%營收年增(近四季)2026-10-22下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 39.4M+35% | 36.6M+36% | 36.9M+35% | 29.6M+8% | 29.3M+14% | 27.0M+7% | 27.3M+4% | 27.3M+1% | 25.7M | 25.3M | 26.2M | 27.0M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 14.1M+130% | 273K-96% | 4.5M-30% | 6.6M+7% | 6.1M+15% | 6.3M+48% | 6.4M-16% | 6.1M+1% | 5.3M | 4.3M | 7.6M | 6.0M |
| 淨利率 | 35.7% | 0.7% | 12.1% | 22.2% | 20.9% | 23.3% | 23.3% | 22.4% | 20.6% | 16.9% | 29.0% | 22.4% |
| 稀釋 EPS | – | 0.02-95% | – | 0.42+5% | 0.40+14% | 0.41+46% | 0.41-18% | 0.40+3% | 0.35 | 0.28 | 0.50 | 0.39 |
| 稀釋股數 | – | 17.7M | – | 15.4M | 15.4M | 15.3M | 15.3M | 15.3M | 15.2M | 15.2M | 15.2M | 15.2M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 82.5M | 54.8M | 46.1M | 123M | 99.6M | 115M | 184M | 100M | 46.4M | 56.9M | 52.7M | 51.8M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 3.2B | 3.2B | 3.1B | 2.7B | 2.6B | 2.6B | 2.7B | 2.6B | 2.5B | 2.5B | 2.5B | 2.5B |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 2.8B | 2.8B | 2.8B | 2.4B | 2.3B | 2.3B | 2.4B | 2.3B | 2.3B | 2.3B | 2.2B | 2.2B |
| 股東權益 | 346M | 336M | 342M | 294M | 286M | 282M | 277M | 263M | 262M | 262M | 240M | 248M |
| 負債比 | 89.0% | 89.4% | 89.1% | 89.0% | 89.0% | 89.2% | 89.6% | 89.8% | 89.6% | 89.6% | 90.3% | 90.0% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q3 | 24Q2 | 24Q1 | 23Q4 | 23Q3 | 23Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 8.7M+447% | – | – | – | 1.6M | – | – | 5.7M | – | – | – |
| 資本支出 | – | 188K | – | – | – | 542K | – | – | 744K | – | – | – |
| 自由現金流 | – | 8.5M+713% | – | – | – | 1.0M | – | – | 5.0M | – | – | – |
| 折舊攤銷 | – | 687K | – | – | – | 553K | – | – | 509K | – | – | – |
| 買回庫藏股 | – | – | – | – | – | – | – | – | – | – | – | – |
| 現金股利 | – | 4.6M | – | – | – | 3.9M | – | – | 3.9M | – | – | – |
| 自由現金流率 | – | 23.1% | – | – | – | 3.9% | – | – | 19.4% | – | – | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 11.2M
| Deposit Account | 6.0M | 53.2% | +1.9% |
|---|---|---|---|
| Debit Card | 4.6M | 41.1% | +8.1% |
| Bank Servicing | 643K | 5.7% | -0.9% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 123M | +13.3% | 23.4M | 19.1% | – | 30.1M |
| FY2024 | 108M | +3.3% | 26.0M | 24.0% | 1.69 | 31.1M |
| FY2023 | 105M | -2.6% | 24.1M | 23.0% | 1.57 | 31.3M |
| FY2022 | 108M | +3.6% | 26.6M | 24.7% | 1.71 | 31.3M |
| FY2021 | 104M | +12.8% | 30.6M | 29.4% | 1.92 | 33.0M |
| FY2020 | 92.1M | +24.8% | 19.2M | 20.9% | 1.30 | 21.6M |
| FY2019 | 73.8M | +11.2% | 19.5M | 26.4% | 1.46 | 19.6M |
| FY2018 | 66.3M | – | 22.0M | 33.2% | 1.79 | 24.7M |