CUBI
Customers Bancorp, Inc.
+0.63 (+0.81%)78.77USD89.7K成交股數2.7B市值9.5本益比(近四季)2.9股價營收比+10.2%營收年增(近四季)2026-10-22下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 227M+59% | 226M+35% | 232M+39% | 206M+4% | 143M-21% | 167M-23% | 167M-8% | 199M+18% | 182M | 218M | 181M | 168M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 71.6M+454% | 69.7M+159% | 75.7M+62% | 60.9M+5% | 12.9M-74% | 26.9M-69% | 46.7M-2% | 58.1M+8% | 49.7M | 86.8M | 47.6M | 53.7M |
| 淨利率 | 31.5% | 30.9% | 32.6% | 29.5% | 9.0% | 16.1% | 28.0% | 29.2% | 27.4% | 39.9% | 26.2% | 32.0% |
| 稀釋 EPS | 2.05+607% | 1.97+174% | 2.20+68% | 1.73+4% | 0.29-79% | 0.72-72% | 1.31-6% | 1.66+7% | 1.40 | 2.58 | 1.39 | 1.55 |
| 稀釋股數 | 34.9M | 35.3M | 33.5M | 32.4M | 32.5M | 32.7M | 32.8M | 32.7M | 32.9M | 32.2M | 31.6M | 32.3M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 4.2B | 4.8B | 4.2B | 3.5B | 3.4B | 3.8B | 3.1B | 3.0B | 3.7B | 3.4B | 3.2B | 2.0B |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 26.5B | 25.9B | 24.3B | 22.6B | 22.4B | 22.3B | 21.5B | 20.9B | 21.3B | 21.9B | 22.0B | 21.8B |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 24.3B | 23.7B | 22.1B | 20.7B | 20.6B | 20.5B | 19.7B | 19.2B | 19.7B | 20.3B | 20.6B | 20.3B |
| 股東權益 | 2.2B | 2.1B | 2.1B | 1.9B | 1.9B | 1.8B | 1.8B | 1.7B | 1.7B | 1.6B | 1.5B | 1.4B |
| 負債比 | 91.7% | 91.7% | 91.2% | 91.7% | 91.7% | 91.8% | 91.6% | 91.7% | 92.1% | 92.9% | 93.4% | 93.5% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 35.1M | – | – | 94.1M-600% | – | – | – | −18.8M | – | – | 17.5M |
| 資本支出 | – | 49K | – | – | 686K | – | – | – | 418K | – | – | 130K |
| 自由現金流 | – | 35.0M | – | – | 93.4M-586% | – | – | – | −19.2M | – | – | 17.4M |
| 折舊攤銷 | – | 14.2M | – | – | 15.6M | – | – | – | 8.2M | – | – | 8.8M |
| 買回庫藏股 | – | 42.7M | – | – | 5.6M | – | – | – | 0.00 | – | – | 39.8M |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | 15.5% | – | – | 65.4% | – | – | – | -10.6% | – | – | 10.4% |
營收拆解 2022 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2022 年度 · 4.1M
| Deposit Account | 3.9M | 94.1% | +2.0% |
|---|---|---|---|
| Credit And Debit Card | 243K | 5.9% | -27.7% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 818M | +14.5% | 224M | 27.4% | 6.26 | 481M |
| FY2024 | 715M | -5.7% | 181M | 25.4% | 5.09 | 144M |
| FY2023 | 758M | +15.6% | 250M | 33.0% | 7.32 | 124M |
| FY2022 | 656M | -14.0% | 228M | 34.8% | 6.51 | −24.9M |
| FY2021 | 763M | +1798.1% | 315M | 41.2% | 8.91 | 295M |
| FY2020 | 40.2M | -14.0% | 133M | 329.8% | 3.74 | 128M |
| FY2019 | 46.7M | +8.1% | 79.3M | 169.8% | 2.05 | 76.8M |
| FY2018 | 43.2M | – | 71.7M | 165.8% | 1.78 | 95.7M |