CINF
CINCINNATI FINANCIAL CORP
-0.14 (-0.08%)170.63USD140K成交股數26.2B市值8.1本益比(近四季)1.9股價營收比+31.6%營收年增(近四季)2026-10-26下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 4.3B+67% | 2.9B+13% | 3.7B+12% | 3.2B+28% | 2.6B-13% | 2.5B+40% | 3.3B+27% | 2.5B+14% | 2.9B | 1.8B | 2.6B | 2.2B |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 1.3B-1494% | 274M-32% | 1.1B+37% | 685M+120% | −90.0M-112% | 405M-509% | 820M+54% | 312M+39% | 755M | −99.0M | 534M | 225M |
| 淨利率 | 29.4% | 9.6% | 30.1% | 21.1% | -3.5% | 16.0% | 24.7% | 12.3% | 25.7% | -5.5% | 20.5% | 10.0% |
| 稀釋 EPS | 8.05-1512% | 1.75-32% | 7.11+37% | 4.34+119% | -0.57-112% | 2.57-508% | 5.20+54% | 1.98+39% | 4.78 | -0.63 | 3.38 | 1.42 |
| 稀釋股數 | 156M | 157M | 158M | 158M | 156M | 158M | 158M | 158M | 158M | 157M | 158M | 159M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 1.8B | 1.2B | 1.5B | 995M | 1.0B | 983M | 1.8B | 771M | 619M | 899M | 748M | 955M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 43.2B | 41.2B | 40.6B | 38.8B | 37.3B | 36.5B | 37.0B | 34.8B | 33.7B | 30.9B | 31.4B | 30.5B |
| 有息負債 | 791M | 791M | 790M | 790M | 790M | 790M | 790M | 790M | 790M | 790M | 789M | 789M |
| 總負債 | 26.6B | 25.5B | 25.2B | 24.5B | 23.6B | 22.6B | 23.2B | 22.0B | 21.1B | 20.3B | 20.3B | 19.7B |
| 股東權益 | 16.7B | 15.7B | 15.4B | 14.3B | 13.7B | 13.9B | 13.8B | 12.8B | 12.7B | 10.6B | 11.0B | 10.7B |
| 負債比 | 61.4% | 61.9% | 62.0% | 63.2% | 63.2% | 61.8% | 62.7% | 63.3% | 62.5% | 65.6% | 64.8% | 64.8% |
| 淨現金(現金 − 有息負債) | 959M | 419M | 670M | 205M | 220M | 193M | 962M | −19.0M | −171M | 109M | −41.0M | 166M |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 656M | – | – | 310M-12% | – | – | – | 353M | – | – | 250M |
| 資本支出 | – | 2.0M | – | – | 3.0M | – | – | – | 7.0M | – | – | 4.0M |
| 自由現金流 | – | 654M | – | – | 307M-11% | – | – | – | 346M | – | – | 246M |
| 折舊攤銷 | – | – | – | – | – | – | – | – | – | – | – | – |
| 買回庫藏股 | – | 179M | – | – | 42.0M | – | – | – | 75.0M | – | – | 25.0M |
| 現金股利 | – | 133M | – | – | 125M | – | – | – | 116M | – | – | 106M |
| 自由現金流率 | – | 22.8% | – | – | 12.0% | – | – | – | 11.8% | – | – | 11.0% |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
業務分部2025 年度 · 11.7B
| Commercial Lines Insurance | 4.9B | 41.5% | +8.4% |
|---|---|---|---|
| Personal Lines Insurance | 3.2B | 27.3% | +21.9% |
| Investment Segment Of CINF | 2.6B | 22.2% | +7.9% |
| Excessand Surplus Lines Insurance | 702M | 6.0% | +13.6% |
| Life Insurance | 336M | 2.9% | +3.1% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 12.6B | +11.4% | 2.4B | 18.9% | 15.17 | 3.1B |
| FY2024 | 11.3B | +13.2% | 2.3B | 20.2% | 14.53 | 2.6B |
| FY2023 | 10.0B | +52.6% | 1.8B | 18.4% | 11.66 | 2.0B |
| FY2022 | 6.6B | -31.8% | −487M | -7.4% | -3.06 | 2.0B |
| FY2021 | 9.6B | +27.7% | 3.0B | 30.8% | 18.24 | 2.0B |
| FY2020 | 7.5B | -4.9% | 1.2B | 16.1% | 7.49 | 1.5B |
| FY2019 | 7.9B | +46.6% | 2.0B | 25.2% | 12.10 | 1.2B |
| FY2018 | 5.4B | – | 287M | 5.3% | 1.75 | 1.2B |