CASH
PATHWARD FINANCIAL, INC.
-0.48 (-0.61%)77.97USD42.1K成交股數1.6B市值9.2本益比(近四季)1.9股價營收比-3.1%營收年增(近四季)2026-10-21下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 9 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q3 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 190M-3% | 276M+1% | 173M-5% | 187M+4% | 196M+4% | 275M+7% | 183M+6% | 180M+5% | 189M | 258M | 172M | 170M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | 0.00 | 0.00 | 0.00 | – | 0.00 | 0.00 | 0.00 | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 29.0M-31% | 72.9M-3% | 35.2M+17% | 38.8M+16% | 42.1M-6% | 75.0M+7% | 30.0M-14% | 33.5M+33% | 44.9M | 69.9M | 34.9M | 25.3M |
| 淨利率 | 15.3% | 26.4% | 20.3% | 20.8% | 21.5% | 27.3% | 16.4% | 18.7% | 23.8% | 27.1% | 20.3% | 14.9% |
| 稀釋 EPS | 1.37-24% | 3.35+7% | 1.57+28% | 1.69+26% | 1.81+2% | 3.14+15% | 1.23-8% | 1.34+40% | 1.78 | 2.74 | 1.34 | 0.96 |
| 稀釋股數 | 21.2M | 21.7M | 22.4M | – | 23.1M | 23.8M | 24.3M | – | 25.0M | 25.3M | 25.8M | – |
資產負債表 期末餘額
| 科目 | 26Q3 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 149M | 158M | 331M | 121M | 258M | 254M | 597M | 158M | 299M | 348M | 672M | 376M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 7.3B | 7.1B | 7.6B | 7.2B | 7.2B | 7.0B | 7.6B | 7.5B | 7.5B | 7.4B | 7.9B | 7.5B |
| 有息負債 | 33.5M | 33.5M | 33.5M | 33.5M | 33.4M | 33.4M | 33.4M | 33.4M | 33.3M | 33.4M | 33.6M | 33.9M |
| 總負債 | 6.5B | 6.3B | 6.7B | 6.3B | 6.4B | 6.2B | 6.8B | 6.7B | 6.8B | 6.7B | 7.2B | 6.9B |
| 股東權益 | 851M | 851M | 855M | 858M | 819M | 815M | 758M | 822M | 748M | 719M | 705M | 619M |
| 負債比 | 88.4% | 88.0% | 88.7% | 88.0% | 88.7% | 88.4% | 90.0% | 89.1% | 90.0% | 90.3% | 91.1% | 91.8% |
| 淨現金(現金 − 有息負債) | 116M | 124M | 298M | 87.1M | 225M | 221M | 564M | 125M | 266M | 315M | 638M | 342M |
現金流量表 單季
| 科目 | 26Q3 | 26Q2 | 26Q1 | 25Q4 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | – | 108M-251% | – | – | – | −71.7M-343% | – | – | – | 29.5M | – |
| 資本支出 | – | – | 4.2M | – | – | – | 2.1M | – | – | – | 1.9M | – |
| 自由現金流 | – | – | 104M-241% | – | – | – | −73.8M-367% | – | – | – | 27.6M | – |
| 折舊攤銷 | – | – | 13.4M | – | – | – | 14.9M | – | – | – | 14.7M | – |
| 買回庫藏股 | – | – | – | – | – | – | – | – | – | – | – | – |
| 現金股利 | – | – | 1.1M | – | – | – | 1.2M | – | – | – | 1.3M | – |
| 自由現金流率 | – | – | 60.1% | – | – | – | -40.4% | – | – | – | 16.1% | – |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 394M
| Payment Card And Deposit Fees | 125M | 31.7% | -0.8% |
|---|---|---|---|
| Payment Cardand Deposit Fees | 125M | 31.7% | -0.8% |
| Rental Income | 51.7M | 13.1% | -4.6% |
| Refund Advance Fee Income | 48.7M | 12.4% | +12.0% |
| Refund Transfer Fees | 44.0M | 11.2% | +9.5% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 840M | +5.3% | 186M | 22.1% | 7.87 | 439M |
| FY2024 | 797M | +9.6% | 183M | 23.0% | 7.20 | 479M |
| FY2023 | 728M | +21.1% | 143M | 19.7% | 5.24 | 319M |
| FY2022 | 601M | +9.3% | 151M | 25.1% | 5.09 | 282M |
| FY2021 | 550M | +10.2% | 142M | 25.8% | 4.38 | 569M |
| FY2020 | 499M | +2.5% | 105M | 21.0% | 2.94 | 455M |
| FY2019 | 487M | +54.5% | 97.0M | 19.9% | 2.49 | 177M |
| FY2018 | 315M | – | 51.6M | 16.4% | 1.67 | 129M |