CACC
CREDIT ACCEPTANCE CORP
-7.61 (-1.26%)593.94USD52.3K成交股數6.2B市值13.1本益比(近四季)2.6股價營收比+0.6%營收年增(近四季)2026-10-29下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 587M+3% | 580M+2% | 582M+6% | 584M+8% | 571M+12% | 566M+18% | 550M+15% | 538M+19% | 508M | 479M | 478M | 454M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | 26.1M | 24.8M | 36.3M | 45.2M | 22.1M | 22.0M | 29.0M | 23.2M | 23.7M | 21.3M | 20.5M | 18.0M |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 136M+28% | 136M-241% | 108M+37% | 87.4M-286% | 106M+65% | −96.0M-236% | 78.8M+255% | −47.1M-147% | 64.3M | 70.8M | 22.2M | 99.5M |
| 淨利率 | 23.1% | 23.4% | 18.6% | 15.0% | 18.6% | -17.0% | 14.3% | -8.8% | 12.7% | 14.8% | 4.6% | 21.9% |
| 稀釋 EPS | 12.66+46% | 12.40+1% | 9.43+49% | 7.42-294% | 8.66+70% | 12.28+126% | 6.35+276% | -3.83-150% | 5.08 | 5.43 | 1.69 | 7.61 |
| 稀釋股數 | 10.7M | 11.0M | 11.5M | 11.8M | 12.3M | 12.5M | 12.4M | 12.3M | 12.6M | 13.0M | 13.1M | 13.1M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 1.4M | 25.7M | 15.9M | 70.0M | 529M | 344M | 160M | 8.3M | 8.4M | 3.1M | 3.2M | 8.1M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 8.6B | 8.7B | 8.6B | 8.7B | 9.3B | 8.9B | 8.7B | 8.3B | 8.1B | 7.4B | 7.2B | 7.2B |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 7.0B | 7.2B | 7.1B | 7.2B | 7.5B | 7.1B | 7.0B | 6.7B | 6.4B | 5.7B | 5.5B | 5.4B |
| 股東權益 | 1.6B | 1.5B | 1.6B | 1.6B | 1.7B | 1.7B | 1.6B | 1.6B | 1.7B | 1.7B | 1.7B | 1.7B |
| 負債比 | 81.6% | 82.6% | 81.7% | 82.2% | 81.5% | 80.2% | 81.0% | 81.2% | 79.6% | 77.0% | 75.8% | 75.9% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 347M | – | – | 346M+12% | – | – | – | 310M | – | – | 297M |
| 資本支出 | – | 1.3M | – | – | 300K | – | – | – | 300K | – | – | 900K |
| 自由現金流 | – | 346M | – | – | 346M+12% | – | – | – | 310M | – | – | 296M |
| 折舊攤銷 | – | – | – | – | – | – | – | – | – | – | – | – |
| 買回庫藏股 | – | 179M | – | – | 164M | – | – | – | 191M | – | – | 14.9M |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | 59.6% | – | – | 60.6% | – | – | – | 61.0% | – | – | 65.1% |
營收拆解
這家公司的 XBRL 沒有標分部、產品或地區營收。多半是單一業務,或只在 10-K 文字裡揭露。
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 2.3B | +7.2% | 423.90 | 0.0% | 36.38 | 1.1B |
| FY2024 | 2.2B | +13.7% | 247.90 | 0.0% | 19.88 | 1.1B |
| FY2023 | 1.9B | +3.8% | 286.10 | 0.0% | 21.99 | 1.2B |
| FY2022 | 1.8B | -1.3% | 535.80 | 0.0% | 39.32 | 1.2B |
| FY2021 | 1.9B | +11.2% | 958.30 | 0.0% | 59.52 | 1.1B |
| FY2020 | 1.7B | +12.1% | 421M | 25.2% | 23.47 | 977M |
| FY2019 | 1.5B | +15.8% | 656M | 44.1% | 34.57 | 786M |
| FY2018 | 1.3B | – | 574M | 44.6% | 29.39 | 679M |