BETR
Better Home & Finance Holding Co
-0.04 (-0.34%)12.32USD98.8K成交股數230M市值–本益比(近四季)1.4股價營收比-64.6%營收年增(近四季)2026-11-09下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 1.1M-70% | 1.1M-99% | 2.8M-10% | 3.1M+7% | 3.7M+30% | 99.7M | 3.1M-35% | 2.9M-42% | 2.8M | 0.00 | 4.7M | 4.9M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | 8.8M | 8.4M | 6.7M | 6.4M | 6.6M | 6.8M | 7.2M | 6.6M | 5.5M | 6.3M | 11.2M | 14.4M |
| 銷售管理費用 | 10.3M | 8.9M | 10.2M | 10.5M | 10.8M | 10.4M | 12.6M | 15.2M | 14.0M | 14.2M | 12.7M | 16.8M |
| 營業利益 | – | – | – | – | – | – | – | – | – | −106M | −1.8M | −84.7M |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | -39.0% | -1,712.4% |
| 稅後淨利 | −30.6M-39% | −70.3M+19% | −39.1M-28% | −36.3M-12% | −50.6M-2% | −59.2M-83% | −54.2M+23% | −41.4M-53% | −51.5M | −354M | −44.0M | −87.6M |
| 淨利率 | -2,796.4% | -6,156.8% | -1,408.9% | -1,173.8% | -1,385.1% | -59.4% | -1,765.8% | -1,435.8% | -1,827.9% | – | -934.2% | -1,772.3% |
| 稀釋 EPS | -1.64-51% | -4.29+9% | -2.56-28% | -2.39-13% | -3.33-2% | -3.92-89% | -3.58+2287% | -2.74+845% | -3.41 | -35.63 | -0.15 | -0.29 |
| 稀釋股數 | 18.7M | 16.4M | 15.3M | 15.2M | 15.2M | 15.1M | 15.1M | 15.1M | 15.1M | 9.9M | 298M | 298M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 102M | 64.3M | 73.9M | 75.3M | 95.1M | 211M | 208M | 321M | 425M | 527M | 110M | 225M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | 1.3M | – |
| 存貨 | – | – | – | – | – | – | – | – | – | 0.00 | – | – |
| 總資產 | 1.5B | 1.6B | 1.4B | 1.2B | 1.0B | 913M | 845M | 958M | 842M | 936M | 925M | 1.1B |
| 有息負債 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總負債 | 1.5B | 1.6B | 1.3B | 1.2B | 1.1B | 971M | 845M | 913M | 765M | 770M | 1.2B | 1.3B |
| 股東權益 | 57.9M | 8.6M | 41.9M | 76.6M | −102M | −58.2M | 388K | 44.9M | 76.3M | 166M | −726M | −687M |
| 負債比 | 96.2% | 99.5% | 97.0% | 93.8% | 110.2% | 106.4% | 100.0% | 95.3% | 90.9% | 82.2% | 131.3% | 123.3% |
| 淨現金(現金 − 有息負債) | – | – | – | – | – | – | – | – | – | – | – | – |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | −125M | – | – | −57.2M+34% | – | – | – | −42.8M | – | – | −163M |
| 資本支出 | – | 378K | – | – | 202K | – | – | – | 473K | – | – | 48K |
| 自由現金流 | – | −126M | – | – | −57.4M+33% | – | – | – | −43.3M | – | – | −163M |
| 折舊攤銷 | 3.0M | 3.0M | 3.4M | 3.3M | 3.8M | −18.2M | 8.3M | 8.0M | 9.1M | 10.5M | 10.8M | 11.5M |
| 買回庫藏股 | – | – | – | – | – | – | – | – | 0.00 | – | – | 104K |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | -10,994.2% | – | – | -1,572.3% | – | – | – | -1,536.4% | – | – | -3,293.0% |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
業務分部2025 年度 · 165M
| Home Finance | 157M | 95.4% | +49.7% |
|---|---|---|---|
| Banking | 7.6M | 4.6% | +119.8% |
產品／服務2025 年度 · 11.3M
| Other Platform International Lending Revenue | 5.2M | 45.9% | +29.7% |
|---|---|---|---|
| Other Platform Insurance Services | 2.5M | 22.4% | -26.8% |
| Other Platform Real Estate Services | 1.9M | 16.8% | -23.2% |
| Other Platform Other Revenue | 1.7M | 14.9% | -43.0% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 165M | +52.0% | −166M | -100.6% | -10.80 | −168M |
| FY2024 | 108M | – | −206M | -190.2% | -13.65 | −383M |
| FY2023 | 0.00 | -100.0% | −536M | –% | -58.09 | −160M |
| FY2022 | 12.3M | – | −877M | -7,123.2% | -3.01 | 927M |
| FY2021 | – | – | −6.5M | –% | – | – |