BCAL
California BanCorp \ CA
+0.16 (+0.74%)21.79USD27.1K成交股數701M市值11.8本益比(近四季)3.9股價營收比+1.4%營收年增(近四季)2026-10-28下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 44.9M+0% | 44.2M-3% | 45.2M+19% | 44.3M+100% | 44.8M+105% | 45.5M+89% | 38.1M+55% | 22.2M-16% | 21.9M | 24.1M | 24.5M | 26.5M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 14.3M-15% | 13.8M-18% | 15.7M-195% | 14.1M+7321% | 16.9M+241% | 16.8M+156% | −16.5M-345% | 190K-98% | 4.9M | 6.6M | 6.7M | 8.2M |
| 淨利率 | 31.8% | 31.2% | 34.7% | 31.8% | 37.6% | 36.8% | -43.2% | 0.9% | 22.5% | 27.2% | 27.4% | 31.1% |
| 稀釋 EPS | 0.44-15% | 0.42-22% | 0.48-181% | 0.43+4200% | 0.52+100% | 0.54+54% | -0.59-264% | 0.01-98% | 0.26 | 0.35 | 0.36 | 0.44 |
| 稀釋股數 | 32.4M | 32.7M | 32.8M | 32.7M | 32.7M | 24.6M | 27.7M | 18.8M | 18.8M | 18.7M | 18.6M | 18.6M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 265M | 411M | 559M | 430M | 439M | 388M | 614M | 105M | 86.5M | 95.1M | 105M | 102M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 4.0B | 4.0B | 4.1B | 4.0B | 4.0B | 4.0B | 4.4B | 2.3B | 2.3B | 2.3B | 2.3B | 2.3B |
| 有息負債 | 34.6M | 34.2M | 33.4M | 52.9M | 70.3M | 69.7M | 69.1M | 42.9M | 44.9M | 25.8M | 32.8M | 17.8M |
| 總負債 | 3.4B | 3.5B | 3.5B | 3.4B | 3.5B | 3.5B | 3.9B | 2.0B | 2.0B | 2.0B | 2.0B | 2.0B |
| 股東權益 | 587M | 578M | 565M | 548M | 531M | 512M | 498M | 293M | 292M | 279M | 274M | 268M |
| 負債比 | 85.4% | 85.7% | 86.2% | 86.1% | 86.7% | 87.3% | 88.6% | 87.2% | 87.2% | 88.0% | 88.1% | 88.3% |
| 淨現金(現金 − 有息負債) | 230M | 377M | 526M | 377M | 369M | 318M | 545M | 61.8M | 41.7M | 69.3M | 71.8M | 84.3M |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 8.5M | – | – | 7.0M-13% | – | – | – | 8.1M | – | – | 18.3M |
| 資本支出 | – | 236K | – | – | 105K | – | – | – | 89K | – | – | 79K |
| 自由現金流 | – | 8.3M | – | – | 6.9M-14% | – | – | – | 8.0M | – | – | 18.2M |
| 折舊攤銷 | – | – | – | – | – | – | – | – | – | – | – | – |
| 買回庫藏股 | – | 7.4M | – | – | 0.00 | – | – | – | 509K | – | – | 374K |
| 現金股利 | – | 3.2M | – | – | 0.00 | – | – | – | – | – | – | – |
| 自由現金流率 | – | 18.8% | – | – | 15.3% | – | – | – | 36.4% | – | – | 68.8% |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 4.6M
| Deposit Account | 3.2M | 69.4% | +50.5% |
|---|---|---|---|
| Interchange And ATM Income | 1.4M | 30.6% | +35.4% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 180M | +41.0% | 63.1M | 35.0% | 1.93 | 56.9M |
| FY2024 | 128M | +31.0% | 5.4M | 4.3% | 0.22 | 49.7M |
| FY2023 | 97.5M | +6.6% | 25.9M | 26.6% | 1.39 | 32.8M |
| FY2022 | 91.5M | – | 16.1M | 17.6% | 0.88 | 12.3M |