ALRS
ALERUS FINANCIAL CORP
-0.12 (-0.36%)32.92USD59.3K成交股數820M市值30.5本益比(近四季)3.5股價營收比+7.8%營收年增(近四季)2026-10-29下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 12 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 80.7M+17% | 75.8M+5% | 72.6M+43% | 74.8M+46% | 68.8M+45% | 72.2M+48% | 50.9M+6% | 51.4M+5% | 47.5M | 48.8M | 48.0M | 48.9M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益 | – | – | – | – | – | – | – | – | – | – | – | – |
| 營業利益率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 稅後淨利 | 20.9M+57% | 23.0M-34385% | 16.9M+225% | 20.3M+226% | 13.3M+107% | −67K-101% | 5.2M-43% | 6.2M-24% | 6.4M | 9.2M | 9.1M | 8.2M |
| 淨利率 | 25.9% | 30.3% | 23.3% | 27.1% | 19.4% | -0.1% | 10.2% | 12.1% | 13.5% | 18.8% | 19.0% | 16.7% |
| 稀釋 EPS | 0.81+56% | 0.89-1583% | 0.65+150% | 0.78+152% | 0.52+63% | -0.06-113% | 0.26-42% | 0.31-23% | 0.32 | 0.45 | 0.45 | 0.40 |
| 稀釋股數 | 25.4M | 25.7M | 25.7M | 25.7M | 25.7M | 21.3M | 20.1M | 20.1M | 20.0M | 20.1M | 20.2M | 20.2M |
資產負債表 期末餘額
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 109M | 129M | 92.0M | 80.9M | 83.0M | 61.2M | 66.0M | 438M | 546M | 64.7M | 65.5M | 145M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 5.3B | 5.3B | 5.3B | 5.3B | 5.3B | 5.3B | 4.4B | 4.4B | 4.3B | 3.8B | 3.8B | 3.9B |
| 有息負債 | 59.2M | 59.2M | 59.2M | 59.1M | 59.1M | 59.1M | 59.0M | 59.0M | 59.0M | 58.9M | 58.9M | 58.9M |
| 總負債 | 4.7B | 4.7B | 4.8B | 4.8B | 4.8B | 4.8B | 3.7B | 4.0B | 4.0B | 3.5B | 3.5B | 3.5B |
| 股東權益 | 583M | 575M | 551M | 533M | 514M | 495M | 386M | 373M | 372M | 349M | 358M | 359M |
| 負債比 | 89.0% | 89.1% | 89.7% | 90.0% | 90.4% | 90.6% | 84.8% | 91.4% | 91.4% | 91.8% | 90.7% | 90.8% |
| 淨現金(現金 − 有息負債) | 49.8M | 69.6M | 32.9M | 21.8M | 23.9M | 2.2M | 6.9M | 379M | 487M | 5.8M | 6.6M | 86.3M |
現金流量表 單季
| 科目 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 | 23Q2 | 23Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | 27.8M | – | – | 7.7M-34% | – | – | – | 11.7M | – | – | −2.4M |
| 資本支出 | – | 2.0M | – | – | 2.1M | – | – | – | 881K | – | – | 923K |
| 自由現金流 | – | 25.8M | – | – | 5.7M-48% | – | – | – | 10.8M | – | – | −3.3M |
| 折舊攤銷 | – | 3.3M | – | – | 3.8M | – | – | – | 2.1M | – | – | 2.1M |
| 買回庫藏股 | – | 6.5M | – | – | 127K | – | – | – | 153K | – | – | 361K |
| 現金股利 | – | 5.1M | – | – | 5.1M | – | – | – | 3.8M | – | – | 3.6M |
| 自由現金流率 | – | 34.0% | – | – | 8.2% | – | – | – | 22.8% | – | – | -6.8% |
營收拆解 2025 年度 10-K 的分部揭露 · 年增對前一年度
產品／服務2025 年度 · 109M
| Retirement And Benefit Services | 65.9M | 60.6% | +2.4% |
|---|---|---|---|
| Wealth Management | 28.3M | 26.0% | +8.0% |
| Mortgage Banking | 11.9M | 10.9% | +17.7% |
| Deposit Account | 2.8M | 2.5% | +40.1% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2025 | 224M | +1.1% | 17.4M | 7.8% | 0.68 | 58.8M |
| FY2024 | 222M | +32.1% | 17.8M | 8.0% | 0.83 | 9.4M |
| FY2023 | 168M | -20.3% | 11.7M | 7.0% | 0.58 | 23.7M |
| FY2022 | 211M | -10.0% | 40.0M | 19.0% | 2.10 | 101M |
| FY2021 | 234M | +0.5% | 52.7M | 22.5% | 2.97 | 148M |
| FY2020 | 233M | +23.6% | 44.7M | 19.2% | 2.52 | −26.1M |
| FY2019 | 189M | +6.1% | 29.5M | 15.7% | 1.91 | 16.3M |
| FY2018 | 178M | – | 25.9M | 14.5% | 1.84 | 49.8M |