AFRM
Affirm Holdings, Inc.
-0.90 (-1.26%)70.68USD1.9M成交股數24.7B市值12.8本益比(近四季)17.1股價營收比+22.7%營收年增(近四季)2026-11-05下次財報
財報 SEC XBRL 申報值 · 美元 · 財年於 6 月結束
逐季數字是 10-Q 的單季值;財年第四季 XBRL 只有年度值,這裡用年度減前三季推算。年增率比的是去年同一會計季。
營收與利潤率近 16 季
稀釋 EPS近 16 季 · 美元
現金流近 16 季
股東回饋近 16 季 · 庫藏股與股利
損益表 逐季 · 最新在左 · 小字是年增率
| 科目 | 26Q4 | 26Q3 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營收 | 388M+42% | 334M+10% | 401M+73% | 320M+43% | 273M+40% | 303M+33% | 232M+29% | 224M+51% | 195M | 228M | 179M | 148M |
| 營業成本 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 毛利率 | – | – | – | – | – | – | – | – | – | – | – | – |
| 研發費用 | – | – | – | – | – | – | – | – | – | – | – | – |
| 銷售管理費用 | 147M | 145M | 141M | 145M | 134M | 139M | 138M | 123M | 129M | 133M | 140M | 139M |
| 營業利益 | 147M-1855% | 88.4M-2146% | 118M-189% | 63.7M-187% | −8.4M-95% | −4.3M-97% | −133M-37% | −73.5M-76% | −161M | −172M | −209M | −310M |
| 營業利益率 | 38.0% | 26.4% | 29.3% | 19.9% | -3.1% | -1.4% | -57.2% | -32.8% | -82.5% | -75.6% | -116.7% | -208.8% |
| 稅後淨利 | 1.6B+57554% | 103M+28% | 130M-229% | 80.7M-279% | 2.8M-102% | 80.4M-148% | −100M-42% | −45.1M-78% | −134M | −167M | −172M | −206M |
| 淨利率 | 417.2% | 30.8% | 32.3% | 25.2% | 1.0% | 26.5% | -43.2% | -20.2% | -68.7% | -73.3% | -95.7% | -138.5% |
| 稀釋 EPS | 4.63+46200% | 0.30+30% | 0.37-219% | 0.23-277% | 0.01-102% | 0.23-143% | -0.31-46% | -0.13-81% | -0.43 | -0.54 | -0.57 | -0.69 |
| 稀釋股數 | 349M | 348M | 349M | 348M | 344M | 345M | 318M | 310M | 313M | 308M | 304M | 297M |
資產負債表 期末餘額
| 科目 | 26Q4 | 26Q3 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 現金與約當現金 | 1.6B | 1.7B | 1.5B | 1.4B | 1.4B | 1.2B | 1.0B | 1.0B | 1.3B | 1.0B | 1.1B | 972M |
| 應收帳款 | – | – | – | – | – | – | – | – | – | – | – | – |
| 存貨 | – | – | – | – | – | – | – | – | – | – | – | – |
| 總資產 | 15.8B | 13.1B | 13.0B | 11.5B | 10.4B | 10.5B | 10.1B | 9.5B | 9.2B | 9.1B | 8.4B | 7.5B |
| 有息負債 | 9.8B | 8.9B | 9.0B | 7.7B | 7.1B | 7.3B | – | 1.8B | – | – | – | – |
| 總負債 | 10.3B | 9.4B | 9.4B | 8.2B | 7.6B | 7.7B | 7.3B | 6.8B | 6.6B | 6.4B | 5.8B | 5.0B |
| 股東權益 | 5.5B | 3.8B | 3.5B | 3.3B | 2.9B | 2.8B | 2.8B | 2.7B | 2.6B | 2.6B | 2.6B | 2.5B |
| 負債比 | 65.3% | 71.2% | 72.6% | 71.3% | 72.5% | 73.4% | 72.0% | 71.3% | 71.5% | 70.9% | 69.5% | 66.6% |
| 淨現金(現金 − 有息負債) | −8.2B | −7.2B | −7.5B | −6.3B | −5.8B | −6.1B | – | −824M | – | – | – | – |
現金流量表 單季
| 科目 | 26Q4 | 26Q3 | 26Q2 | 26Q1 | 25Q3 | 25Q2 | 25Q1 | 24Q4 | 24Q3 | 24Q2 | 24Q1 | 23Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 營業現金流 | – | – | – | 375M | – | – | 197M+99% | – | – | – | 98.9M | – |
| 資本支出 | – | – | – | 54.4M | – | – | 44.2M | – | – | – | 35.8M | – |
| 自由現金流 | – | – | – | 320M | – | – | 153M+142% | – | – | – | 63.1M | – |
| 折舊攤銷 | – | – | – | 65.3M | – | – | 46.7M | – | – | – | 40.1M | – |
| 買回庫藏股 | – | – | – | – | – | – | – | – | – | – | 0.00 | – |
| 現金股利 | – | – | – | – | – | – | – | – | – | – | – | – |
| 自由現金流率 | – | – | – | 99.9% | – | – | 65.9% | – | – | – | 35.2% | – |
營收拆解 2026 年度 10-K 的分部揭露 · 年增對前一年度
地區2026 年度 · 4.3B
| 美國 | 4.1B | 96.5% | +32.4% |
|---|---|---|---|
| 加拿大 | 143M | 3.4% | +20.0% |
| Other Geographical | 6.3M | 0.1% | +2135.5% |
產品／服務2026 年度 · 1.4B
| Merchant Network | 1.1B | 79.6% | +30.3% |
|---|---|---|---|
| Virtual Card Network | 294M | 20.4% | +27.1% |
各維度的加總不一定等於合併營收:分部有時含內部交易、地區有時只揭露主要國家。挑的是加總最接近合併營收的那個標籤。
年度 10-K
| 財年 | 營收 | 年增 | 稅後淨利 | 淨利率 | 稀釋 EPS | 自由現金流 |
|---|---|---|---|---|---|---|
| FY2026 | 1.4B | +29.6% | 1.9B | 133.6% | 5.53 | 993M |
| FY2025 | 1.1B | +34.9% | 52.2M | 4.7% | 0.15 | 602M |
| FY2024 | 826M | +31.8% | −518M | -62.7% | -1.67 | 291M |
| FY2023 | 627M | +12.1% | −985M | -157.2% | -3.34 | −109M |
| FY2022 | 559M | +30.2% | −707M | -126.5% | -2.51 | −248M |
| FY2021 | 429M | +55.5% | −441M | -102.7% | -2.94 | −213M |
| FY2020 | 276M | +96.8% | −113M | -40.8% | -2.63 | −92.3M |
| FY2019 | 140M | – | −120M | -85.9% | -2.84 | −107M |