2850
新產
+1.50 (+0.96%)157.00136成交張數10.12本益比2.23股價淨值比4.68%殖利率2026-09-16資料日期
綜合損益表公開資訊觀測站申報原值 · 年度(第 4 季累計) · 每一格 = 該科目 ÷ 營業收入
營業收入202521,562年增 +3.4%
毛利率2025–最新一期
營業利益率202521.7%最新一期
每股盈餘202512.28年增 +17.3%
| 會計項目 | 走勢 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 簽單保費收入 | 122.3% | 119.6% | 117.4% | 120.4% | 121.5% | 117.7% | 118.3% | 120.9% | 126.1% | 128.6% | |
| 再保費收入 | 6.1% | 5.4% | 4.9% | 4.6% | 4.2% | 4.0% | 3.8% | 3.4% | 3.1% | 2.8% | |
| 保費收入合計 | 128.4% | 125.0% | 122.3% | 125.0% | 125.7% | 121.7% | 122.1% | 124.2% | 129.1% | 131.4% | |
| 再保費支出 | 35.2% | 31.6% | 28.7% | 28.5% | 29.4% | 26.7% | 23.9% | 28.2% | 32.9% | 37.6% | |
| 未滿期保費準備淨變動 | 3.2% | 2.8% | 3.2% | 3.9% | 4.1% | 3.9% | 3.3% | 2.4% | 4.4% | 2.0% | |
| 自留滿期保費收入 | 89.9% | 90.6% | 90.4% | 92.6% | 92.2% | 91.2% | 94.8% | 93.6% | 91.8% | 91.9% | |
| 再保佣金收入 | 3.8% | 3.3% | 2.8% | 2.6% | 2.5% | 1.9% | 1.5% | 1.7% | 2.1% | 2.4% | |
| 手續費收入 | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | |
| 利息收入 | 1.7% | 2.1% | 2.1% | 2.2% | 2.0% | 1.7% | 1.9% | 2.7% | 2.8% | 3.0% | |
| 透過損益按公允價值衡量之金融資產及負債損益 | 0.2% | 0.9% | -0.5% | 4.5% | 6.5% | 6.8% | -7.9% | 3.0% | 0.4% | 2.0% | |
| 除列按攤銷後成本衡量之金融資產淨損益 | – | – | – | 0.0% | 0.0% | 0.0% | 0.0% | -0.2% | -0.1% | -0.1% | |
| 透過其他綜合損益按公允價值衡量之金融資產已實現損益 | – | – | 0.1% | 0.1% | 0.3% | 0.4% | 0.3% | 0.2% | 0.3% | 0.2% | |
| 兌換損益－投資 | -1.7% | -1.8% | 0.5% | -0.9% | -1.4% | -0.7% | 2.9% | 0.0% | 1.5% | -0.9% | |
| 投資性不動產損益 | 0.5% | 0.5% | 0.4% | 0.4% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.5% | |
| 投資之預期信用減損損失及迴轉利益 | – | – | -0.0% | 0.0% | -0.0% | 0.0% | 0.0% | -0.0% | 0.0% | -0.0% | |
| 採用覆蓋法重分類之損益 | – | – | 3.9% | -1.8% | -2.8% | -2.0% | 5.5% | -1.8% | 0.3% | 0.6% | |
| 淨投資損益 | 5.9% | 5.8% | 6.5% | 4.5% | 4.9% | 6.5% | 3.3% | 4.3% | 5.7% | 5.3% | |
| 其他營業收入 | 0.1% | 0.1% | 0.1% | 0.1% | 0.2% | 0.1% | 0.2% | 0.3% | 0.2% | 0.3% | |
| 營業收入合計 | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| 保險賠款與給付 | 73.6% | 76.2% | 61.9% | 65.8% | 65.6% | 58.2% | 60.2% | 65.3% | 52.7% | 55.3% | |
| 攤回再保賠款與給付 | 23.2% | 25.8% | 13.9% | 15.5% | 15.7% | 13.2% | 11.8% | 16.7% | 12.1% | 13.8% | |
| 自留保險賠款與給付 | 50.4% | 50.4% | 48.0% | 50.3% | 49.9% | 45.0% | 48.4% | 48.6% | 40.6% | 41.6% | |
| 其他保險負債淨變動 | 2.1% | 0.8% | 0.4% | -0.0% | 1.1% | 4.2% | 2.4% | 0.6% | 7.0% | 3.4% | |
| 佣金費用 | 17.3% | 16.4% | 16.0% | 16.4% | 16.2% | 15.8% | 15.8% | 14.2% | 14.0% | 13.6% | |
| 其他營業成本 | 0.5% | 0.8% | 0.5% | 0.4% | 0.7% | 0.7% | 0.5% | 0.4% | 0.5% | 0.8% | |
| 營業成本合計 | 70.3% | 68.4% | 65.0% | 67.1% | 67.9% | 65.8% | 67.1% | 63.8% | 62.1% | 59.3% | |
| 業務費用 | 18.3% | 18.2% | 18.8% | 18.5% | 18.2% | 17.6% | 17.6% | 16.5% | 16.5% | 17.1% | |
| 管理費用 | 2.5% | 2.3% | 2.5% | 2.2% | 2.2% | 2.1% | 2.1% | 1.9% | 2.0% | 2.1% | |
| 員工訓練費用 | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.0% | 0.0% | 0.0% | 0.1% | |
| 非投資之預期信用減損損失及迴轉利益 | – | – | – | – | – | 0.1% | 0.1% | 0.1% | 0.2% | -0.3% | |
| 營業費用合計 | 20.9% | 20.6% | 21.4% | 20.9% | 20.5% | 19.8% | 19.9% | 18.6% | 18.7% | 19.0% | |
| 營業利益（損失） | 8.7% | 11.1% | 13.6% | 12.0% | 11.6% | 14.4% | 13.0% | 17.6% | 19.2% | 21.7% | |
| 營業外收入及支出 | – | – | 0.0% | 0.1% | 0.1% | -0.1% | 0.1% | 0.0% | 0.0% | 0.1% | |
| 繼續營業單位稅前純益（純損） | 9.1% | 11.2% | 13.7% | 12.2% | 11.7% | 14.4% | 13.1% | 17.7% | 19.2% | 21.9% | |
| 所得稅費用（利益）淨額 | 0.8% | 1.4% | 1.7% | 2.1% | 1.8% | 2.2% | 2.5% | 3.1% | 3.4% | 3.9% | |
| 繼續營業單位本期純益（純損） | 8.3% | 9.8% | 12.0% | 10.1% | 9.9% | 12.2% | 10.6% | 14.6% | 15.9% | 18.0% | |
| 本期淨利（淨損） | 8.3% | 9.8% | 12.0% | 10.1% | 9.9% | 12.2% | 10.6% | 14.6% | 15.9% | 18.0% | |
| 確定福利計畫之再衡量數 | -0.4% | -0.1% | -0.0% | 0.0% | 0.1% | 0.0% | 0.3% | -0.0% | 0.1% | 0.2% | |
| 透過其他綜合損益按公允價值衡量之權益工具評價損益 | – | – | 0.2% | 0.4% | -0.2% | 0.1% | -0.6% | 0.0% | 0.2% | -0.0% | |
| 與不重分類之項目相關之所得稅 | -0.1% | -0.0% | -0.0% | 0.0% | 0.0% | 0.0% | 0.1% | -0.0% | 0.0% | 0.0% | |
| 不重分類至損益之項目： | – | – | – | 0.4% | -0.1% | 0.1% | -0.4% | -0.0% | 0.3% | 0.1% | |
| 透過其他綜合損益按公允價值衡量之債務工具損益 | – | – | – | -0.0% | 0.4% | -0.1% | -0.7% | 0.1% | -0.1% | -0.0% | |
| 採用覆蓋法重分類之其他綜合損益 | – | – | -3.9% | 1.8% | 2.8% | 2.0% | -5.5% | 1.8% | -0.3% | -0.6% | |
| 與可能重分類之項目相關之所得稅 | 0.0% | 0.0% | -0.1% | -0.1% | 0.1% | -0.1% | -0.1% | 0.0% | -0.0% | -0.0% | |
| 後續可能重分類至損益之項目： | – | – | – | 1.9% | 3.1% | 2.0% | -6.1% | 1.9% | -0.4% | -0.6% | |
| 其他綜合損益（稅後淨額） | -3.4% | 2.8% | -3.6% | 2.3% | 3.0% | 2.1% | -6.4% | 1.9% | -0.1% | -0.5% | |
| 本期綜合損益總額 | 4.9% | 12.6% | 8.4% | 12.4% | 12.8% | 14.4% | 4.1% | 16.5% | 15.8% | 17.5% | |
| 基本每股盈餘 | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.1% | 0.1% | |
| 備供出售金融資產之已實現損益 | 4.6% | 4.0% | 0.0% | – | – | – | – | – | – | – | |
| 以成本衡量之金融資產及負債之已實現損益 | 0.8% | 0.3% | 0.0% | – | – | – | – | – | – | – | |
| 無活絡市場之債務工具投資損益之已實現損益 | 0.0% | 0.0% | 0.0% | – | – | – | – | – | – | – | |
| 投資減損損失及迴轉利益淨額 | -0.2% | -0.1% | 0.0% | – | – | – | – | – | – | – | |
| 備供出售金融資產之未實現評價利益(損失) | -3.1% | 3.0% | 0.0% | – | – | – | – | – | – | – | |
| 營業外收入及支出合計 | 0.4% | 0.1% | – | – | – | – | – | – | – | – |
金額為公司申報原值除以一千(百萬元,四捨五入),每股金額為元。年度為第 4 季的年初至今累計數。走勢條是歷史各期的相對大小,藍為正、綠為負。年增以去年同期為基期,基期非正數或變動超過十倍時不列。 權益變動表在申報資料分頁。