2812
台中銀
-0.10 (-0.51%)19.3514,002成交張數11.52本益比1.21股價淨值比5.48%殖利率2026-09-15資料日期
綜合損益表公開資訊觀測站申報原值 · 年度(第 4 季累計) · 每一格 = 該科目 ÷ 營業收入
營業收入2025
毛利率2025–最新一期
營業利益率2025–最新一期
每股盈餘20251.53年增 +2.0%
| 會計項目 | 走勢 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 利息收入 | 106.3% | 106.0% | 111.7% | 111.1% | 104.2% | 89.2% | 103.8% | 121.5% | 130.6% | 132.8% | |
| 減：利息費用 | 34.2% | 34.2% | 39.6% | 42.0% | 33.1% | 21.6% | 32.0% | 56.7% | 67.1% | 68.4% | |
| 利息淨收益 | 72.2% | 71.8% | 72.2% | 69.0% | 71.1% | 67.6% | 71.8% | 64.7% | 63.5% | 64.4% | |
| 手續費淨收益 | 21.1% | 21.5% | 24.3% | 24.1% | 25.0% | 24.6% | 22.1% | 22.5% | 24.5% | 24.9% | |
| 透過損益按公允價值衡量之金融資產及負債損益 | 6.1% | 4.3% | 1.0% | 3.8% | -0.2% | 5.4% | 6.5% | 6.0% | 18.6% | -0.0% | |
| 透過其他綜合損益按公允價值衡量之金融資產已實現損益 | – | – | 0.7% | 0.4% | 1.5% | 1.1% | 1.6% | 2.2% | 2.8% | 3.1% | |
| 兌換損益 | -2.2% | -0.8% | 2.0% | 2.0% | 2.7% | 1.1% | -2.2% | 4.5% | -9.7% | 7.4% | |
| 資產減損（損失）迴轉利益淨額 | 1.0% | -0.4% | -0.1% | 0.1% | -0.1% | -0.0% | -0.1% | -0.0% | -0.0% | 0.0% | |
| 採用權益法認列之關聯企業及合資損益之份額 | -0.1% | -0.0% | -0.1% | -0.0% | -0.0% | -0.0% | -0.0% | -0.0% | -0.0% | -0.0% | |
| 其他利息以外淨損益 | 0.5% | 3.3% | 0.1% | 0.6% | 0.1% | 0.2% | 0.5% | 0.2% | 0.3% | 0.2% | |
| 利息以外淨損益 | 27.8% | 28.2% | 27.8% | 31.0% | 28.9% | 32.4% | 28.2% | 35.3% | 36.5% | 35.6% | |
| 淨收益 | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| 呆帳費用、承諾及保證責任準備提存 | – | – | 4.0% | 5.1% | 4.5% | 10.0% | 8.3% | 9.5% | 5.7% | 3.1% | |
| 員工福利費用 | 31.1% | 29.4% | 31.9% | 31.7% | 34.1% | 31.4% | 30.0% | 26.8% | 27.0% | 27.9% | |
| 折舊及攤銷費用 | 2.4% | 2.5% | 2.3% | 4.0% | 4.2% | 3.6% | 2.9% | 2.7% | 2.7% | 2.8% | |
| 其他業務及管理費用 | 20.7% | 20.0% | 21.0% | 16.2% | 16.4% | 14.4% | 14.8% | 13.9% | 13.3% | 13.5% | |
| 營業費用合計 | 54.2% | 51.9% | 55.2% | 51.9% | 54.7% | 49.4% | 47.7% | 43.4% | 43.0% | 44.2% | |
| 繼續營業單位稅前淨利（淨損） | 38.4% | 38.2% | 40.7% | 43.0% | 40.9% | 40.6% | 44.0% | 47.1% | 51.3% | 52.6% | |
| 所得稅費用（利益） | – | – | 6.4% | 7.3% | 6.3% | 5.6% | 8.4% | 8.1% | 8.3% | 8.8% | |
| 繼續營業單位本期稅後淨利（淨損） | 32.6% | 31.9% | 34.3% | 35.7% | 34.6% | 35.0% | 35.6% | 39.0% | 43.0% | 43.9% | |
| 本期稅後淨利（淨損） | 32.6% | 31.9% | 34.3% | 35.7% | 34.6% | 35.0% | 35.6% | 39.0% | 43.0% | 43.9% | |
| 確定福利計畫之再衡量數 | -1.7% | -0.0% | -0.6% | -1.2% | -0.3% | 0.1% | 0.4% | -0.5% | 0.2% | -0.8% | |
| 透過其他綜合損益按公允價值衡量之權益工具評價損益 | – | – | 0.7% | 2.4% | 2.0% | 2.1% | -0.9% | 6.3% | 5.5% | 2.1% | |
| 採用權益法認列之關聯企業及合資其他綜合損益之份額-不重分類至損益之項目 | 0.0% | 0.0% | -0.0% | – | – | 0.0% | 0.1% | 0.0% | 0.1% | 0.0% | |
| 與不重分類之項目相關之所得稅 | 0.3% | 0.0% | -0.3% | -0.1% | -0.0% | 0.0% | 0.1% | -0.0% | 0.2% | -0.1% | |
| 不重分類至損益之項目（稅後） | – | – | – | 1.4% | 1.8% | 2.2% | -0.5% | 5.9% | 5.6% | 1.4% | |
| 國外營運機構財務報表換算之兌換差額 | -0.7% | -0.1% | 0.0% | -0.5% | -0.2% | 0.3% | 0.3% | -0.3% | 0.4% | -0.1% | |
| 透過其他綜合損益按公允價值衡量之債務工具損益 | – | – | – | 0.4% | 2.3% | -1.8% | -9.3% | 5.7% | -9.3% | 2.7% | |
| 與可能重分類之項目相關之所得稅 | -0.0% | -0.1% | 0.0% | 0.0% | -0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| 後續可能重分類至損益之項目（稅後） | – | – | – | -0.1% | 2.1% | -1.5% | -8.9% | 5.4% | -8.8% | 2.6% | |
| 其他綜合損益（稅後）淨額 | -4.5% | 1.5% | 0.3% | 1.3% | 3.9% | 0.6% | -9.4% | 11.3% | -3.2% | 3.9% | |
| 本期綜合損益總額（稅後） | 28.1% | 33.4% | 34.6% | 37.0% | 38.4% | 35.6% | 26.2% | 50.2% | 39.7% | 47.8% | |
| 母公司業主 | 28.1% | 33.4% | 34.6% | 37.0% | 38.4% | 35.6% | 26.2% | 50.2% | 39.7% | 47.8% | |
| 基本每股盈餘 | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| 繼續營業單位淨利（淨損） | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| 稀釋每股盈餘 | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| 備供出售金融資產之已實現損益 | 1.5% | 0.3% | 0.0% | – | – | – | – | – | – | – | |
| 備供出售金融資產未實現評價損益 | -2.4% | 1.7% | 0.0% | – | – | – | – | – | – | – | |
| 呆帳費用及保證責任準備提存（各項提存） | 7.4% | 9.9% | – | – | – | – | – | – | – | – | |
| 所得稅（費用）利益 | -5.8% | -6.3% | – | – | – | – | – | – | – | – |
金額為公司申報原值除以一千(百萬元,四捨五入),每股金額為元。年度為第 4 季的年初至今累計數。走勢條是歷史各期的相對大小,藍為正、綠為負。年增以去年同期為基期,基期非正數或變動超過十倍時不列。 權益變動表在申報資料分頁。